On today's episode of Mosaic: Stories of Real Estate, join guests Tom Bonetto and Paul Gusiff as we break down the real estate and mortgage market trends for the first half of 2025. We'll revisit our January 2025 predictions, assess their accuracy, and share expert insights on what to expect for the remainder of the year. Tune in for a dynamic discussion packed with valuable updates and forecasts!
Paul Gusiff
[email protected]
562.947.2861
Tom Bonetto
[email protected] 480.788.2658
NMLS: 1431961
Michael F Nelson, CEO - Efficient Lending.net
720.419.3016
or [email protected] Mike_lending
NMLS: 1876539  NMLS: 1314188
#EfficientLending #MortgageRates #RogueMedia

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With over 21 years of expertise, Tim Harder from Fairway Independent Mortgage unravels the power of reverse mortgages in this episode of Mosaic. Discover how this innovative financial tool can enhance retirement planning, fund home purchases, and stabilize volatile markets. Tune in for actionable insights and expert guidance on confidently navigating reverse mortgages.
Tim Harder - Fairway Independent Mortgage
303.210.7015
 and https://www.linkedin.com/in/timothy-harder
Michael F Nelson, CEO - Efficient Lending, Inc
720.419.3016 or [email protected] or Mike_lending
Https://efficientlending.net
NMLS: 1876539  NMLS: 1314188
#EfficientLending #Mortgagerates

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We are excited to welcome Toby Lorenc back to the podcast to discuss real estate investing. Starting his real estate journey by purchasing his first investment property at the age of 19, Toby has a remarkable story to share. He brings valuable insights from his experiences as a real estate agent, investor, and homeowner in the beautiful city of Colorado Springs, Colorado.
Join us on Mosaic: The Stories of Real Estate for an inspiring narrative filled with lessons learned and success in the real estate investment market.
Contact Toby anytime at:
[email protected] or facebook.com/COSrealtor or @CORealEstate411
Michael F Nelson, CEO, Efficient Lending, Inc
720.419.3016
 or [email protected] or @mike_lending
linktr.ee/efficientlending 
NMLS: 1876539  NMLS: 1314188
#EfficientLending #MortgageRates #RogueMedia

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Welcome to the May 2025 mortgage and real estate update, brought to you by MBS Highway! In today’s episode, I’ll be taking you through the latest trends and volatility in the mortgage market throughout May. Plus, we’ll look ahead to June and explore how key insights into market dynamics can empower us to make informed decisions in the real estate landscape. Join me for an engaging discussion that will help you navigate these changing times!
Michael F Nelson, CEO - Efficient Lending, Inc
720.419.3016
 or [email protected] or Mike_lending
NMLS: 1876539  NMLS: 1314188

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Mosaic: The Stories of Real Estate — Exciting news! The latest episode is now live! Join me as I dive into the key factors driving the notable fluctuations in the real estate financing market from February, and discover what trends we can anticipate for March and the rest of 2025. Will the decline in interest rates continue?

Don’t miss out on my podcast, where we bring to life the inspiring stories of the individuals shaping the world of real estate and generational wealth building — the buyers, sellers, agents, and lenders who make it all happen. Tune in now!

#EfficientLending #RogueMediaNetwork

Michael F Nelson, CEO - Efficient Lending, Inc.

720.419.3016

or [email protected] or Mike_lending

NMLS: 1876539 NMLS: 1314188

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Today, I recap the fluctuations in the real estate market for January, discussing interest rates, market volatility, and potential trends for February and the rest of 2025. I will also compare January's trends with our overall forecast for 2025. Are we on track for interest rates to decrease?

Check out our monthly market update episode on "Mosaic: The Stories of Real Estate." Please call, text, or DM me with any questions.

Michael F. Nelson, CEO - Efficient Lending, Inc.

720.419.3016

|[email protected] | @mike_lending

NMLS: 1876539 | NMLS: 1314188

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Join us for Episode 3 of 3 for my 2025 mortgage and real estate forecast powered by MBS Highway. In this episode, I’m joined by Paul Gusiff, a veteran in the real estate industry with 37 years of experience in Southern California. Paul has witnessed the highs and lows of real estate throughout his career and possesses a wealth of knowledge. Today, he reflects on the 2025 Forecast presented by MBS Highway and shares his expectations for the year ahead.

As always, please contact me anytime if you’d like to continue the conversation. You can call or text me or contact me via X @mike_lending.

Contact Paul Gusiff

[email protected] or

562.208.4887

Michael Nelson, CEO - Efficient Lending, Inc

720.419.3016 or [email protected] or @mike_lending

NMLS: 1876539 NMLS: 1314188

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Join us for Episode 2 of our 3-part series on the 2025 Real Estate and Mortgage Forecast, powered by MBS Highway. In this episode we are excited to have Tom Bonetto, The Lending Coach, from Phoenix, Arizona, join us. Together, Tom and I will discuss the forecast that MBS Highway presented this past Monday. With his extensive experience, Tom brings valuable insights to Mosaic: The Stories of Real Estate. If you are a real estate agent, buyer, seller, or investor, you won’t want to miss this episode.

Episode 3 will air next week and will feature Paul Gusiff, a seasoned real estate veteran with 37 years of experience in Southern California.

You can follow Mosaic on all major podcasting platforms or connect with me on X @mike_lending for updates on new releases.

Tom Bonetto, NMLS: 1431961

or [email protected]

https://lendingcoach.net/mortgage-real-estate-forecast-2025/

https://lendingcoach.net/

Mike Nelson, CEO - Efficient Lending, Inc

or [email protected]

https://linktr.ee/efficientlending

NMLS: 1876539 NMLS: 1314188

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Welcome to Mosaic: The Stories of Real Estate. Join me for the 2025 Real Estate and Mortgage Forecast powered by MBS Highway. In this episode, I will review the 2025 mortgage and real estate forecast Barry Habib and MBS Highway presented on Monday, January 6. If you are an agent, buyer, seller, or investor, the annual estimates from MBS Highway provide invaluable information.

Michael F Nelson, CEO - Efficient Lending, Inc

720.419.3016

or [email protected] or Mike_lending

NMLS: 1876539 NMLS: 1314188

#EfficientLending #MBSHighway #RogueMediaNetwork

https//:efficientlending.net

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Learn more about your ad choices. Visit megaphone.fm/adchoices