Join Mosaic: The Stories of Real Estate for an in-depth episode examining the Federal Reserve's upcoming announcement on October 29th.

I analyze the signals Chairman Jerome Powell may provide, including the likelihood of interest-rate cuts, the data sources relied upon during the government shutdown blackout period, and the Fed's evolving balance-sheet strategy.

These pivotal decisions could significantly influence real estate markets and mortgage rates.

Tune in as I outline my optimistic outlook and highlight the key indicators to watch for emerging opportunities.

Michael F Nelson, CEO - Efficient Lending, Inc

720.419.3016 or [email protected] or @mike_lending

NMLS: 1876539 NMLS: 1314188

#EfficientLending #MortgageRates #rogueMedia

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In this episode of Mosaic, we chat with Virginia Sellars, Head of Brokerage at Key Renter Property Management—Denver.

With her extensive real estate and property management expertise, Virginia shares her inspiring journey of creating generational wealth and a lasting legacy through strategic property investments, property management, and real estate sales in the vibrant Denver, Colorado market.

You can reach Virginia at:

keyrenterdenver.com or 720.468.8276

Michael F Nelson, CEO - Efficient Lending, Inc

720.419.3016 or [email protected] or @mike_lending

NMLS: 1876539 NMLS: 1314188

#Efficientlending #Mortgagerates #Roguemedia

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Welcome to the September 2025 Mortgage and Real Estate Update, powered by MBS Highway. In this episode, I will review a particularly volatile month for mortgages. We experienced a Fed rate cut, which unexpectedly led to an increase in mortgage rates. Additionally, there was a significant revision from the Bureau of Labor Statistics regarding labor numbers, contributing to market fluctuations. Tune in for this month's update. As always, please call or text me anytime to continue the conversation.

Michael F Nelson, CEO - Efficient Lending, Inc

720.419.3016 or [email protected] or @mike_lending

NMLS: 1876539 NMLS: 1314188

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Welcome to Mosaic: The Stories of Real Estate. Today, I'll share five tips for refinancing your home. These tips will help you lower your mortgage costs and build generational wealth and a lasting legacy.

Additionally, I'll discuss the government shutdown, our national debt, and the potential impacts on the real estate market.

As always, I welcome your thoughts and would love to continue the conversation. Feel free to call, text, or DM me anytime!

Michael F Nelson, CEO - Efficient Lending, Inc

720.419.3016 or [email protected] or @mike_lending

NMLS: 1876539 NMLS: 1314188

#EfficientLending #MortgageRates #RogueMedia

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Last week, the Federal Reserve cut interest rates, but surprisingly, mortgage rates increased. How is this possible, and was it anticipated?

In today's episode of "Mosaic: The Stories of Real Estate," I explore the reasons behind the rise in mortgage rates despite the Fed's rate cut. I invite you to listen to the episode and reach out with any questions.

Michael F Nelson, CEO - Efficient Lending, Inc

720.419.3016 or [email protected] or @mike_lending

NMLs: 1876539 NMLS: 1314188

#EfficientLending #MortgageRates #RogueMedia

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Welcome to the August 2025 mortgage and real estate update, powered by MBS Highway. In today’s episode, I will discuss an eventful month for mortgages.  Will September bring a rate cut from the Fed?
A lot has happened regarding inflation, the Federal Reserve, and the Bureau of Labor Statistics (BLS) labor numbers. We are currently experiencing a market transition. 
If you are a borrower, seller, or agent, listen to this update for key insights into the market and what may lie ahead.
Call, text, or DM me with any questions or to continue the dialogue.
Michael F Nelson, CEO - Efficient Lending, Inc
720.419.3016
or [email protected] or @mike_lending
NMLS: 1876539  NMLS: 1314188

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Please tune in to the latest episode of Mosaic: The Stories of Real Estate, powered by MBS Highway, as we unpack a pivotal July in the real estate market. This month, we dive into the critical Bureau of Labor Statistics (BLS) data—could these numbers signal the turning point for interest rate cuts and a revitalized housing market? Join us for an in-depth analysis of the BLS figures, their implications, and expert insights into what August and beyond hold for real estate professionals and investors.
DM's, calls, texts, and emails are encouraged.  Please contact me anytime.
Michael F Nelson, CEO - Efficient Lending, Inc
720.419.3016
or [email protected] or Mike_lending
NMLS: 1876539  NMLS: 1314188
#EfficientLending #MrtgageRates #RogueMedia

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On today's episode of Mosaic: Stories of Real Estate, join guests Tom Bonetto and Paul Gusiff as we break down the real estate and mortgage market trends for the first half of 2025. We'll revisit our January 2025 predictions, assess their accuracy, and share expert insights on what to expect for the remainder of the year. Tune in for a dynamic discussion packed with valuable updates and forecasts!
Paul Gusiff
[email protected]
562.947.2861
Tom Bonetto
[email protected] 480.788.2658
NMLS: 1431961
Michael F Nelson, CEO - Efficient Lending.net
720.419.3016
or [email protected] Mike_lending
NMLS: 1876539  NMLS: 1314188
#EfficientLending #MortgageRates #RogueMedia

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With over 21 years of expertise, Tim Harder from Fairway Independent Mortgage unravels the power of reverse mortgages in this episode of Mosaic. Discover how this innovative financial tool can enhance retirement planning, fund home purchases, and stabilize volatile markets. Tune in for actionable insights and expert guidance on confidently navigating reverse mortgages.
Tim Harder - Fairway Independent Mortgage
303.210.7015
 and https://www.linkedin.com/in/timothy-harder
Michael F Nelson, CEO - Efficient Lending, Inc
720.419.3016 or [email protected] or Mike_lending
Https://efficientlending.net
NMLS: 1876539  NMLS: 1314188
#EfficientLending #Mortgagerates

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We are excited to welcome Toby Lorenc back to the podcast to discuss real estate investing. Starting his real estate journey by purchasing his first investment property at the age of 19, Toby has a remarkable story to share. He brings valuable insights from his experiences as a real estate agent, investor, and homeowner in the beautiful city of Colorado Springs, Colorado.
Join us on Mosaic: The Stories of Real Estate for an inspiring narrative filled with lessons learned and success in the real estate investment market.
Contact Toby anytime at:
[email protected] or facebook.com/COSrealtor or @CORealEstate411
Michael F Nelson, CEO, Efficient Lending, Inc
720.419.3016
 or [email protected] or @mike_lending
linktr.ee/efficientlending 
NMLS: 1876539  NMLS: 1314188
#EfficientLending #MortgageRates #RogueMedia

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