Are you looking at your Social Security statement and wondering what all those numbers actually mean?

In this episode, Dan Wendol walks through a real Social Security statement line by line and explains what retirees and pre-retirees need to understand before claiming benefits. Learn how Social Security estimates are calculated, why your projected benefit may not be accurate, how to check your earnings history for mistakes, and what disability, survivor, and Medicare information is hidden inside your statement.

Many Americans focus only on the projected monthly benefit and miss critical details that can affect retirement income planning. This episode helps you understand what your statement is really telling you and how to use it to make smarter retirement decisions.