Mouthy Money: Building wealth with long term investing and saving strategies

The rise of financial influencers or ‘finfluencers’ has been one of the biggest trends in online financial media in the past five years. Now with huge audiences, even the Prime Minister is tapping into their online reach.

Mouthy Money speaks to one of the UK’s most prominent online financial creators, Gabriel Nussbaum, otherwise known as ‘That Money Guy’ who has garnered an audience of millions for his playful but straight talking and digestible financial social posts.

Gabriel talks to hosts Ed and Chris about everything from common financial mistakes to the psychology of managing money, how finfluencers earn a living and identifying red flags in online social content. 

SHOW NOTES

Gabriel’s (That Money Guy) channels:

https://www.tiktok.com/@gabriel.nussbaum

https://www.instagram.com/gabrielinussbaum/

https://www.linkedin.com/in/gabriel-nussbaum/

https://www.facebook.com/gabrielinussbaum/

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Thank you for watching our video! If you enjoyed this, please give it a LIKE, SHARE it with your friends, and SUBSCRIBE to our channel for more about MONEY!

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Have questions or suggestions? Drop them in the comments below - we’d love to hear from you! Contact us at ⁠⁠[email protected]⁠⁠

DISCLAIMER

This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠⁠⁠www.fca.org.uk/investsmart⁠

It’s easy to find influencers online who project an image of home living perfection. But did you ever wonder how they pay for it?

Small improvements can be funded from savings, 0% cards or normal loans but bigger projects require either remortgaging or what is called a ‘second charge mortgage’

Mouthy Money speaks to David Coleman from Positive Lending, a leader provider of second charge mortgages.

David breaks down for Ed and Chris how the loans work, what people need to consider when looking at ways to fund their home improvement and what to look out for in the process. 

More about Positive Lending

https://positivelending.co.uk

David Coleman

https://www.linkedin.com/in/david-coleman-44855226/

CONNECT WITH US

Thank you for watching our video! If you enjoyed this, please give it a LIKE, SHARE it with your friends, and SUBSCRIBE to our channel for more about MONEY!

Discover more at https://www.mouthymoney.co.uk/ and subscribe to our weekly newsletter too

Have questions or suggestions? Drop them in the comments below - we’d love to hear from you! Contact us at ⁠⁠[email protected]⁠⁠

DISCLAIMER

This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠⁠⁠www.fca.org.uk/investsmart⁠

Edmund Greaves and Chris Tuite chat with workplace finance expert Matthew Mitten about why money at work really matters. From pensions and digital tools to the psychology of spending, they dig into how employers can step up, get staff engaged, and finally make financial wellbeing more than just a buzzword.

More about SecondSight: https://second-sight.com/news/secondsights-key-happy-clients/

More about Foster Denovo: https://www.fosterdenovo.com/

CONNECT WITH US

Thank you for watching our video! If you enjoyed this, please give it a LIKE, SHARE it with your friends, and SUBSCRIBE to our channel for more about MONEY!

Discover more at ⁠www.mouthymoney.co.uk⁠ and subscribe to our weekly newsletter too

Have questions or suggestions? Drop them in the comments below - we’d love to hear from you! Contact us at ⁠[email protected]⁠

DISCLAIMER

This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠www.fca.org.uk/investsmart

Do you worry about the little things when it comes to money? We might have the answer!

Mouthy Money meets Mat Megens, founder of money app HyperJar and author of 10 things I love about money.

We find out about what led Mat from a farm in Canada to a high finance career, fintech founder and now money author and how the book can help normal people better understand, and build, their money up.

Want to win a copy of the book? We’re giving away six to lucky readers! Head to the link below to find out how to enter:

https://www.mouthymoney.co.uk/competitions/win-a-copy-of-10-things-i-love-about-money-by-mat-megens/

SHOW NOTES

10 things I love about money by Mat Megens

https://www.amazon.co.uk/Things-Love-About-Money-Happiness/dp/1394299753

Mouthy Money book giveaway

https://www.mouthymoney.co.uk/competitions/win-a-copy-of-10-things-i-love-about-money-by-mat-megens/

HyperJar

https://hyperjar.com

CONNECT WITH US

Thank you for watching our video! If you enjoyed this, please give it a LIKE, SHARE it with your friends, and SUBSCRIBE to our channel for more about MONEY!

Discover more at www.mouthymoney.co.uk and subscribe to our weekly newsletter too

Have questions or suggestions? Drop them in the comments below - we’d love to hear from you! Contact us at [email protected]

DISCLAIMER

This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit www.fca.org.uk/investsmart

Is it time to put Bitcoin in your ISA?

Bitcoin is clearly not going away. With massive financial institutions now holder of the digital token, the price has soared in recent years 

Now, bitcoin could soon be available in your ISA – making it a tax-free investment for the first time in the UK

Daniel Parkinson ‘the Bitcoin IFA’ helps us dig deeper into the history of bitcoin, why it is a compelling asset class and how people can hold it safely in 2025

Please note: this episode was recorded before the FCA announced the opening on retail investment access to bitcoin ETNs in the UK. More on that here: https://www.fca.org.uk/news/press-releases/fca-opens-retail-access-crypto-etns

#bitcoin #fiatcurrency #ISAs #tax 

SHOW NOTES

The Bitcoin IFA

https://www.thebitcoinifa.com

https://www.linkedin.com/in/parkinsondaniel/

What’s the problem? By Joe Bryan

https://www.youtube.com/watch?v=YtFOxNbmD38

The Bitcoin Standard by Saifedean Ammous

https://www.amazon.co.uk/Bitcoin-Standard-Decentralized-Alternative-Central/dp/1119473861

Strike App

https://strike.me/en-GB/

CoinCorner

https://www.coincorner.com

CONNECT WITH US

Thank you for watching our video! If you enjoyed this, please give it a LIKE, SHARE it with your friends, and SUBSCRIBE to our channel for more about MONEY!

Discover more at www.mouthymoney.co.uk and subscribe to our weekly newsletter too

Have questions or suggestions? Drop them in the comments below - we’d love to hear from you! Contact us at [email protected]

DISCLAIMER

This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit www.fca.org.uk/investsmart

It could be a walk in the park, a pint with your mates or even in the shower - financial decisions can happen in the oddest of places. In this episode of the Mouthy Money podcast, hosts Edmund Greaves and Chris Tuite are joined by friend of the show Mike Ambery from Standard Life to discuss the strange (but strangely relatable) spots where people make financial choices and why it actually matters. From pub chats that turn into life plans to emotional money moments, they explore how your environment and mindset can shape your financial future. Expect personal stories, and a few surprising truths about what really drives our money moves.

Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠⁠(20) Mouthy Money : My Company | LinkedIn⁠⁠⁠⁠⁠⁠⁠Tik Tok: ⁠⁠⁠⁠⁠⁠⁠(99+)mouthymoney (@mouthymoney1) | TikTok⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠(10) Mouthy Money (@mouthymoney) / X⁠⁠⁠⁠

Disclaimer:

The Mouthy Money podcast is produced for general informational purposes only. It should not be construed as investment, legal, tax or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit fca.org.uk/investsmart

Edmund Greaves and Chris Tuite chat about the highs and lows of summer holidays, sparked by Chris’s recent trip that quickly turned into a travel horror story thanks to a hotel mishap. From surprise airline charges to inflation making everything more expensive, they unpack the true cost of travel in 2025. They also share practical tips on knowing your rights, making the most of travel insurance and what to do when your break doesn’t go to plan.

Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠⁠(20) Mouthy Money : My Company | LinkedIn⁠⁠⁠⁠⁠⁠⁠Tik Tok: ⁠⁠⁠⁠⁠⁠⁠(99+)mouthymoney (@mouthymoney1) | TikTok⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠(10) Mouthy Money (@mouthymoney) / X⁠⁠⁠⁠

Disclaimer:

The Mouthy Money podcast is produced for general informational purposes only. It should not be construed as investment, legal, tax or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit fca.org.uk/investsmart

Chris Tuite chats with Will Rhind from Habito about the reality of getting a mortgage in 2025: from sky-high house prices to creative lender solutions. They unpack what’s making life harder for first-time buyers (spoiler: it’s not just the Bank of Mum and Dad), and why some lenders are bringing back 100% mortgages. They also cover new government moves like using rent payments in credit scores, and how AI is starting to shape the home-buying process (without replacing real people – yet).Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠⁠(20) Mouthy Money : My Company | LinkedIn⁠⁠⁠⁠⁠⁠⁠Tik Tok: ⁠⁠⁠⁠⁠⁠⁠(99+)mouthymoney (@mouthymoney1) | TikTok⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠(10) Mouthy Money (@mouthymoney) / X⁠⁠⁠⁠Disclaimer:The Mouthy Money podcast is produced for general informational purposes only. It should not be construed as investment, legal, tax or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit fca.org.uk/investsmart

Is the UK housing market heading for a correction - or a comeback? In this episode, hosts Edmund Greaves and Chris Tuite dig into what’s really going on, focusing in on London’s prime housing sector as a bellwether for broader trends.

They break down the latest price movements, what they mean for homeowners (especially those thinking long-term), and how policymakers like the Bank of England and the government might respond next. If you're planning your next move - or just curious about where the market's going - this one’s for you.

Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠⁠(20) Mouthy Money : My Company | LinkedIn⁠⁠⁠⁠⁠⁠⁠Tik Tok: ⁠⁠⁠⁠⁠⁠⁠(99+)mouthymoney (@mouthymoney1) | TikTok⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠(10) Mouthy Money (@mouthymoney) / X⁠⁠⁠⁠

Disclaimer:

The Mouthy Money podcast is produced for general informational purposes only. It should not be construed as investment, legal, tax or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit fca.org.uk/investsmart

Host Edmund Greaves explains to Chris Tuite his upcoming plans to move home and the problems this has raised. He recounts that his house price is going down not up, the limitations set by his mortgage provider and affordability issues thanks to higher rates. The guys also look at the wider property market to consider if a house price crash might be coming.

Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠⁠(20) Mouthy Money : My Company | LinkedIn⁠⁠⁠⁠⁠⁠⁠Tik Tok: ⁠⁠⁠⁠⁠⁠⁠(99+)mouthymoney (@mouthymoney1) | TikTok⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠(10) Mouthy Money (@mouthymoney) / X⁠⁠⁠⁠

Disclaimer:

The Mouthy Money podcast is produced for general informational purposes only. It should not be construed as investment, legal, tax or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit fca.org.uk/investsmart