MP Access Show by MortgagePoint

Host: David Wharton

Episode Title: Investing Beyond Your Backyard with Zach Lemaster

Duration: Approximately 31 minutes and 15 seconds

Episode Summary:
In this inspiring episode of MP Access, we talk with Zach Lemaster, founder and CEO of Rent to Retirement, about his unconventional path from military optometrist to successful real estate investor. Zach explains how his turnkey platform helps investors—new and seasoned—identify high-return markets, access institutional-grade deals, and build sustainable portfolios across the U.S. He breaks down the fundamentals of smart investing, emphasizes the power of education, and shares success stories from clients who’ve dramatically transformed their financial lives. If you’ve ever considered real estate investing but felt unsure where to start, this episode is for you.

Key Discussion:

• How Zach transitioned from healthcare to real estate investing
• What “turnkey” really means—and how RTR makes it work
• The importance of strategy, education, and personalized planning
• Why out-of-state investing is less risky than it seems
• How new construction and build-to-rent models are transforming the market

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton

Episode Title: Bankruptcy, Balance Sheets & Roundtable Real Talk with Kent McPhail

Duration: Approximately 9 minutes and 20 seconds

Episode Summary:
In this episode of MP Access, Kent McPhail of McPhail Sanchez LLP joins us from the Legal League Spring Servicer Summit to unpack key legal challenges facing servicers and law firms today. Kent discusses highlights from the roundtable discussions he led, with topics including payment supplements, bankruptcy timing, and keeping litigation in-house. He also shares insights on judicial vs. non-judicial foreclosures, and the importance of proactive file maintenance to avoid curtailments. Wrapping up, Kent reflects on the relationships he’s built through Legal League and how they even led to co-hosting a podcast of his own.

Key Discussion:

• Roundtable insights on payment supplements and bankruptcy
• The case for retaining default litigation in-house
• Challenges in judicial foreclosure states post-Shemi
• File maintenance and curtailment risks in GSE reviews
• Legal League relationships, education, and “What the M” podcast

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton

Episode Title: From Litigation to Leadership: Hladik on Mortgage Trends

Duration: Approximately 10 minutes and 58 seconds

Episode Summary:
In this episode of MP Access, we sit down with Stephen Hladik—partner at Hladik, Onorato & Federman, LLP and Chair of the Legal League—live from the Legal League Spring Servicer Summit. Stephen shares his takeaways from a jam-packed conference, offering expert commentary on regulatory uncertainty, the evolving role of state enforcement, and why servicers must “stay the course” with strong compliance. He also discusses key litigation issues, cybersecurity trends, and the Legal League’s ongoing educational and advocacy efforts. If you're working in servicing or compliance, this episode is a must-listen.

Key Discussion:

• The uncertain future of the CFPB and implications for mortgage servicers
• Why state attorneys general may take a bigger role in enforcement
• How servicers should prepare for a potential patchwork of state laws
• Highlights from title, litigation, and consumer protection panels
• Legal League milestones in webinars, training, and strategic advocacy

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton

Episode Title: Foreclosure Trends, AI, and Staffing Smarts with Matt Podmenik

Duration: Approximately 7 minutes and 7 seconds

Episode Summary:
In this episode of MP Access, we’re joined by Matthew Podmenik of McCarthy & Holthus LLP, speaking from the Velocity Conference floor. With over 20 years of legal experience in mortgage servicing and title litigation, Matt brings a clear-eyed look at today's dynamic market conditions. He discusses the increase in foreclosure referrals, the critical need for smart staffing, and how evolving tech and remote work have reshaped operational models. Matt also shares takeaways from teaching a course on title issues, reflecting on lessons learned from a room full of asset managers. If you're navigating post-COVID industry shifts, this episode delivers both practical advice and professional perspective.

Key Discussion:

• Foreclosure volume is rising, but resolution rates remain high
• The staffing challenges of a hybrid and remote workforce
• Teaching title issues—and learning just as much in return
• The value of Legal League for education and networking
• Real-world conference moments that reinforce lasting relationships

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton

Episode Title:: The Buyer-Seller Paradox with CJ Pace

Duration: Approximately 8 minutes and 24 seconds

Episode Summary:
In this episode of MP Access, we sit down with Christy “CJ” Pace of Pace Property Asset Management during the FORCE Velocity Conference in Fort Worth. A 26-year industry veteran, CJ shares her observations on the unusual dynamics shaping today’s real estate market—where low inventory suggests a seller’s market, but buyer behavior tells a different story. She explains how affordability, inflation, and shifting consumer expectations are reshaping how business gets done. CJ also emphasizes the importance of diversifying income streams and adapting to technological and market shifts to thrive in the years ahead.

Key Topics:

• Why the current market behaves like both a buyer’s and seller’s market
• The impact of affordability and inflation on buyer expectations
• How corporate ownership is reshaping homeownership opportunities
• Advice for agents: diversify beyond traditional REO
• The value of industry connections in intimate conference settings

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: Gina Gallutia

Episode Title: From Probate to Profit: Robert Forster’s Legal Insights

Duration: Approximately 9 minutes and 13 seconds

Description:
In this episode of MP Access, we’re joined by Robert Forster of BDF Law Group, recorded live from the Velocity Conference. Robert breaks down the growing complexity of today’s mortgage and foreclosure environment, from rising default rates to the intersection of probate and real estate. He shares insights from his popular conference class, "From Probate to Profit," emphasizing how real estate professionals can expand into probate work and how crucial proactive communication is for distressed borrowers. With over 20 years of legal experience, Robert offers grounded, actionable advice for agents, attorneys, and industry professionals facing market volatility.

Key Topics:

• Why foreclosure inventory is rising despite post-COVID programs
• The risks of borrower inaction and how communication can help
• Preparing for a chaotic and cyclical industry environment
• How probate intersects with real estate and title issues
• The importance of asking questions and building relationships in legal matters

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton. 

Episode Title: Riding the Market Waves with Norris Bishop

Duration: Approximately 8 minutes and 24 seconds

Description:

In this episode of the MP Access Show, we sit down with Norris Bishop, broker at Norris Bishop Realty, live from the FORCE Velocity Conference. Norris shares a grounded, real-world perspective on navigating today’s housing market. With interest rates staying high and inventory levels stubbornly low, he breaks down what agents and investors need to know. From the dangers of waiting for the “perfect” market to the real opportunities in today’s correction, Norris brings candid advice for those working in or entering the real estate space. His take: act wisely, but don’t wait forever.

Key Topics:

• The double challenge of high rates and low housing inventory
• Why today’s housing slowdown isn’t a 2008 repeat
• Advice for agents navigating buyer hesitation
• The myth of the “perfect time” to invest
• Conference takeaways on AI and real estate innovation

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton. 

Episode Title: Embracing Market Discomfort: Insights with Frederick Golding

Duration: Approximately 10 minutes and 54 seconds

Description:

In this episode of the MP Access Show, we sit down with industry expert Frederick Golding to discuss the evolving realities of the mortgage market. As professionals navigate through unprecedented changes, Frederick shares his insights on embracing discomfort and adapting to new market dynamics.

Key Topics:

• The importance of adaptability in the current mortgage landscape
• Strategies for professionals to stay ahead amidst market shifts
• Understanding the psychological aspects of market changes
• Practical tips for mortgage professionals facing uncertainty

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton. 

Episode Title: REO 101: Lessons from the Field with Keith Stone

Duration: Approximately 8 minutes and 23 seconds

Description:

In this episode of MP Access, we speak with Keith Stone of the Keith Stone Real Estate Group live from the Velocity Conference in Fort Worth. Drawing from his background as a civil engineer and his years of experience in REO (real estate owned) properties, Keith offers a practical, no-nonsense breakdown of the current housing landscape. He discusses local market trends, the importance of data, how to minimize liability, and the real-world benefits of industry networking. His advice is especially useful for agents, asset managers, and anyone working with distressed or government-owned properties.

Key Topics:

• Why REO is a hyper-local business—and how to leverage that
• The daily data points Keith uses to guide decision-making
• Three core principles for succeeding in REO: solutions, relationships, and education
• Project management insights from civil engineering that apply to real estate
• How conferences and FORCE membership provide real ROI

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.

Host: David Wharton. 

Episode Title: Navigating Uncertainty: Eric Delgado on Market Shifts & Solutions

Duration: Approximately 8 minutes and 8 seconds

Description:

In this episode of MP Access, we sit down with Eric Delgado of MCM Capital live from the Velocity Conference in Fort Worth. Eric shares insights from his recent panel on billion-dollar ideas and discusses how identifying problems in real estate can be the catalyst for scalable business solutions. We dive into the unpredictable mortgage market, the importance of diversification, and how professionals can turn market slowdowns into new opportunities for growth. With passion and clarity, Eric offers practical advice for those looking to expand their reach in the industry.

Key Topics:

• Why uncertainty is the biggest challenge in today’s mortgage landscape
• Diversifying your business around the real estate ecosystem
• How to identify scalable solutions from everyday industry problems
• The value of community and connections at smaller conferences
• Leveraging FORCE and Five Star training to expand your capabilities

Resources & Links:

• MortgagePoint Magazine
• Contact Us

Subscribe & Listen:

Available on Apple Podcasts, Spotify, Amazon Music, Google Podcasts, and iHeartRadio.