Ms Wealthy's Kiss My Money Podcast

Ms Wealthy's Kiss My Money Podcast

By Simone Mercer-HugginsEducation
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Ms Wealthy's Kiss My Money Podcast episodes

  • #93: Investing for Kids (USA Edition) - How to Make them Millionaires

    Links mentioned in this episode:

    Become an investor here: ⁠INVE$TED

    Watch the video on YouTube here


    Aside from the obvious very cool outcome of investing early making your kid a millionaire, there's also the added benefit of teaching them the most valuable life skill ever: building wealth without trading time for it.

    I go through all of the tax implications, who offers investing for minors accounts and how much only $50 a week can do to change their life.


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    LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.

    22 min
  • #92: Investing for Kids (UK Edition) - How to Make them Millionaires

    Links mentioned in this episode:

    Become an investor here: ⁠⁠INVE$TED⁠


    Watch the YouTube video here


    Aside from the obvious very cool outcome of investing early making your kid a millionaire, there's also the added benefit of teaching them the most valuable life skill ever: building wealth without trading time for it.


    I go through all of the tax implications, who offers investing for minors accounts and how much only $50 a week can do to change their life.


    ------

    LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.

    15 min
  • #91: Investing for Kids (Aussie Edition) - How to Make them Millionaires

    Links mentioned in this episode:

    Become an investor here: ⁠INVE$TED


    Watch the video on YouTube here


    Aside from the obvious very cool outcome of investing early making your kid a millionaire, there's also the added benefit of teaching them the most valuable life skill ever: building wealth without trading time for it.


    I go through all of the tax implications, who offers investing for minors accounts and how much only $50 a week can do to change their life.


    ------

    LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.

    32 min
  • #90: Trust Funds: Playground for the Privileged or a Smart Wealth Strategy?

    Are trust fund babies REALLY spoilt rich kids - or did they simply have smart parents?

    I used to laugh at the stereotypical jokes about rich brats that have everything handed to them on a silver platter. UNTIL I asked this simple question:
    "What don't I know?"
    Truth is, it's just a tool that anyone can use to protect assets and use as a tax minimisation strategy. And once I learned that, I went from "it's just for the rich" to "OMG my baby girl is a trust fund baby!"


    Links mentioned in this episode:

    Learn to create a stock portfolio here: ⁠INVE$TED⁠



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    LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.


    20 min
  • #89: The 8 Simple Steps to Invest in the Stock Market (UPDATED!)

    Links mentioned in this episode:

    Get in control of money with CA$H RICH

    Wipe out money beliefs in CARTE BLANCHE

    Become an investor here: INVE$TED


    I'm holding nothing back in this episode, talking you through the 8 Simple Steps to invest - regardless of your experience, knowledge or income level. I talk about SPECIFIC examples for first time investors in USA, UK and Australia (these three countries is where most of my audience is)!

    Even if you're a complete beginner and just want to start small... this is for you.

    I talk about each of the 8 steps in detail:

    1. Having your money sorted - is the foundation of wealth building. You know... how to manage money, not live paycheck to paycheck and have an eff it fund. All that stuff comes first.
    2. Mindset - most questions I tend to get often comes down to mindset... everything from timing the market, to fear about the next crash or reacting to hype. I could give you ALLLLL the strategy in the world, but if your mindset isn't prepared to weather the volatility of the market, or gambles on the latest stock tip - welll, all that strategy is useless.
    3. What do you want? Another way to say it... what is your intention/goal/desire? Part of why personal finance is soooo personal is everyone values different things in life. So someone with a passive income goal will invest differently compared to someone else who wants to accumulate wealth. What you want dictates what you invest in.
    4. Your Risk Tolerance. Sounds boring, but super important because just like step 3, this dictates what you invest in. Some people have super high tolerances and others don't like to see volatility at all. From cash to crypto... there is a balance of assets that suit you based on your risk tolerance.
    5. Invest in ETFs or Index Funds as a majority, and only have individual stocks as a small portion of your portfolio (if at all). Picking stocks is a fools game most of the time because 96% of people don't outperform the market (market index funds and Exchange Traded Funds). The other 4% are unicorns. Index Funds and ETFs are so efficient because it constantly tracks the top performers, which is why so few people can ever beat them.
    6. Account Structure and Tax. Before you hit the snooze button... this is going to either make you or cost you a lotta money. Fees and tax eat in to your returns, bb... so know the best set up for you. Everything from understanding the CGT rule in Australia, using your ISA in the UK, and knowing whether to use a Roth IRA or not in the USA will be one of the most bountiful or expensive lessons you ever learn.
    7. What broker do you use. Don't skip the first 6 steps, because your broker is one of the least important decisions. I mean... avoid Robinhood but ultimately if you're clear on the above first, then this decision becomes very simple.
    8. Ongoing Investing. Surprise! Investing isn't a one time thing. What happens after that first time... you're over the hump of getting started. Now what? Now we really start to build wealth. Ideally automate because Dollar Cost Averaging (DCA) becomes sooooo much easier. Your ongoing regular action is what is going to actually make you make financially free. Step 2, mindset really comes in to play here because over the course of your life you will see volatility and crashes in the market.



      9. ------

      LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.


      58 min
    9. #88: STOP Losing Thousands in Your Super Fund

      ***FYI It's better to WATCH this as I am visually showing you exactly what to look for in a few super funds. Watch on the newly launched YouTube channel


      The Shocking Truth About Super Funds: How to Keep Your Money and Save Big!


      Most Aussies are overcharged on super funds—are you one of them?

      I take a look at the top three super funds in Australia and show you EXACTLY how it could be costing you hundreds of thousands of dollars. I really, really wish that was an overstatement - but sadly it's not.
      I also run through (very briefly) the different investment choices, and what you were probably put in to as a default option if you didn't choose it yourself.
      Remember, it's YOUR super. You decide what you do with your money.
      links mentioned:
      📍 The YouTube Video of this episode
      📍 The other super fund episode (ep #53)

      📍 Invested program


      NOTE: if any part of this felt a little overwhelming, I totally get that, it can be!

      If you to get confident about your investment portfolio and set yourself up for true time freedom, check out my program Invested.




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      LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. I am not a licensed financial advisor. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.

      20 min
    10. #87: Your Exact Next Money Step to Take (& Get Unstuck if You're Overwhelmed)

      Feeling stuck with what the eff you're meant to do do next?

      Staring at the huge mountain of where you want to go (your big goal) can feel way too overwhelming.

      Plus I share why goals like "I want to save more, I want to invest, I want to get rich" aren't helping... and what to do instead.


      Get the FREE Six-Step Legacy Wealth Investing Guide here

      Get control and confident with managing money here



      ---

      LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. I am not a licensed financial advisor. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.

      13 min
    11. #86: Rapidly Resolve Money Beliefs with Dr Jon Connelly

      I am so excited to bring you this episode where I interview Dr Jon Connelly, the founder of RRT (Rapid Resolution Therapy); a game-changer in the field of mental health.

      RRT addresses conflicts in the unconscious mind, and unlocks the door to automatic and lasting change. It's like releasing blocked energy, allowing for both physical and emotional healing.

      We discuss money, wealth, motivation, forgiveness, not having enough and much much more.

      To join the Carte Blanche waitlist, head to https://www.mswealthy.com/carteblanche

      To join the Solutions calls, head to https://www.rapidresolutiontherapy.com/solutions


      More about the episode:

      I share my own experience with various therapies and how RRT has been effective in clearing emotional and mental blocks (and to my excitement, how RRT is fast, effortless, and painless). John then shares his background and how he developed RRT as an alternative approach to therapy. He explains that RRT focuses on the mind and its ability to process information and respond to it. We discusses the common emotional turmoil people experience around money and wealth, such as feelings of unworthiness, the belief that there is never enough money, and the struggle with instant gratification. Jon suggests that these beliefs are not serving individuals and encourages them to examine their beliefs and judge their usefulness. Jon also addresses the issue of motivation and explains that it is not a trait but rather a result of the mind attaching interest and pleasure to certain actions. He emphasizes the importance of adjusting the mind's perception and beliefs to create positive change. Finally, I share my personal experience with RRT and how it helped me overcome fertility issues.

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      Disclaimer:

      Rapid Resolution Therapy® is not either psychotherapy or counselling. The information here is not intended to replace consultation with a qualified mental health professional.

      56 min
    12. #85: Badass Money Moves - Make Money RIGHT NOW

      This 20min listen is is probably worth $2k. 

      Three years ago I ran a Badass Money Challenge that was SO good, members collectively saved over $22k (among about 100 people).

      A few months ago, I did this again and saved personally saved $4k.

      They're the kind of money moves I love making. And I’m giving you EVERYTHING to do the same.

      Listen in, then get your scripts by sending me a DM with the word badass on instagram https://www.instagram.com/mswealthyofficial


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      LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. I am not a licensed financial advisor. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.

      19 min
    13. #84: The 8 Simple Steps to Invest in Stocks

      I'm holding nothing back in this episode, talking you through the 8 Simple Steps to invest - regardless of your experience, knowledge or income level. Even if you're a complete beginner and just want to start small... this is for you.

      I talk about each of the 8 steps in detail:

      1. Having your money sh*t sorted - is the foundation of wealth building. You know... how to manage money, not live paycheck to paycheck and have an eff it fund. All that stuff comes first.
      2. Money & Investing mindset - most questions I tend to get often comes down to mindset... everything from timing the market, to fear about the next crash or reacting to hype. I could give you ALLLLL the strategy in the world, but if your mindset isn't prepared to weather the volatility of the market, or gambles on the latest stock tip - welll, all that strategy is useless.
      3. What do you want? Another way to say it... what is your intention/goal/desire? Part of why personal finance is soooo personal is everyone values different things in life. So someone with a passive income goal will invest differently compared to someone else who wants to accumulate wealth. What you want dictates what you invest in.
      4. Your Risk Tolerance. Sounds boring, but super important because just like step 3, this dictates what you invest in. Some people have super high tolerances and others don't like to see volatility at all. From cash to crypto... there is a balance of assets that suit you based on your risk tolerance.
      5. Invest in ETFs or Index Funds as a majority, and only have individual stocks as a small portion of your portfolio (if at all). Picking stocks is a fools game most of the time because 96% of people don't outperform the market (market index funds and Exchange Traded Funds). The other 4% are unicorns. Index Funds and ETFs are so efficient because it constantly tracks the top performers, which is why so few people can ever beat them. I am team Vanguard because they're low cost.
      6. Account Structure and Tax. Before you hit the snooze button... this is going to either make you or cost you a lotta money. Fees and tax eat in to your returns, bb... so know the best set up for you. Everything from understanding the CGT rule in Australia, using your ISA in the UK, and knowing whether to use a Roth IRA or not in the US will be one of the most bountiful or expensive lessons you ever learn.
      7. What broker do you use. Don't skip the first 6 steps, because your broker is one of the least important decisions. I mean... avoid Robinhood but ultimately if you're clear on the above first, then this decision becomes very simple.
      8. Ongoing Investing. Surprise! Investing isn't a one time thing. What happens after that first time... you're over the hump of getting started. Now what? Now we really start to build wealth. Ideally automate because Dollar Cost Averaging (DCA) becomes sooooo much easier. Your ongoing regular action is what is going to actually make you make financially free. Step 2, mindset really comes in to play here because over the course of your life you will see volatility and crashes in the market.


        9. Join INVE$TED: https://www.mswealthy.com/invested

        xo

        Simone

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        LEGAL STUFF: All content provided by Ms Wealthy Pty Ltd (we, us, our) is for education purposes only. Any use or reliance on this content is entirely at your own risk. The content is factual information and general comment only and does not constitute advice. I am not a licensed financial advisor. The content does not take into account your personal objectives, situation or needs and may not be appropriate for you. The information that is found here are my opinions, and should be taken as such.


        57 min

      About Ms Wealthy's Kiss My Money Podcast

      From the publisher's feed

      Welcome in! My name is Simone Mercer-Huggins. I’m an investor and trader, and run a global financial education company called Ms Wealthy. So far, I’ve built over 7 figures from the ground up and now…