In this week’s podcast the guys weigh in on whether or not target date funds are “good” investments for 401(k) investors. They get into what target date funds get right, what they get wrong and why understanding a 401(k) plan’s default options are so important. Is more education for investors really the answer? Tune in […]

In this week’s podcast, Tom and Casey talk investing history and take a look back through the last four decades at the largest companies in the S&P 500. From the oil dominated Top 10 of the 1980’s to the Tech heavy Top 10 of today. If there is one constant in investing it’s change. The […]

In this week’s podcast episode, the guys discuss why tax planning should be thought about in terms of lifetime tax, instead of year to year tax. Tax planning is so much more than focusing on reducing your tax bill as much as possible on a yearly basis. They get into specifics about the differences between […]

In this week’s podcast episode, the guys discuss making investing decisions and why following the latest and greatest trends might not be the best strategy. They cover everything from historical market context over the last twenty years, to how to construct a portfolio with a client’s best interest in mind. Be sure to tune into […]

Investors underperform the funds they own by an average of 1.7%, according to a recent Morningstar study. In this week’s podcast episode, Brendan, Tom, and Casey breakdown how/why this happens. They get into the perils of market timing, trying to override human behavior, and what investors can do to help close this gap. Show Notes […]

Expense ratios for mutual funds and exchange traded funds (ETFs) have been cut in half over the last twenty years. In this week’s podcast episode, the guys explain what expense ratios are and why it’s so important for investors to pay attention to them. Their discussion is driven by a recent study done by Morningstar […]

The stock market (as measured by the S&P 500) has hit a new high in every month so far this year. But when you look under the hood, the average stock isn’t doing as well. In this week’s podcast, the guys dive into how an index like the S&P 500 can be pulled forward by […]

S&P 500 company pension funds have lowered their expected returns 10 years in a row. In this week’s podcast episode, we breakdown what’s contributing to the lowering of expected returns. And we explain why lower expected returns aren’t necessarily a bad thing for pensioners. If you receive a pension, or are set to receive one […]

In this week’s episode, the guys discuss a popular stock market valuation metric, the forward price to earnings ratio. We first explain what the ratio is, what it measures, and how it’s used. On a high level, it tells us how a company, or in this case the S&P 500 index, is valued. Interestingly enough, […]

In this week’s episode, the guys discuss why having all your assets tied up in retirement accounts can complicate retiring early. They breakdown why having both pre and post tax assets is so crucial for those in their late 50’s and early 60’s. They also dive into the likelihood of retiring on solely cash or […]