This is about fixer-upper home ownership, neighborhood safety, discretionary income, credit cards and a new roof. Thank you for listening.

Continued in Part 2 about finding the right home to fit your needs right now. Thank you for listening.

Check with your fund managers and investment advisors for more information. Are your accounts growing? If not, why not. Ask questions. Thanks for listening.

Friends are not out to hurt you. Be the grownup, forgive and forget. Let go and let God. When that doesn't work, seek professional help. Thanks for listening.

Honesty, integrity and love of family best describe my father. He also liked to take my brother and I fishing. Learning about pension plans and investments came much later. If you are a writer and are at peace with your parents, friends and neighbors, consider keeping documents and handwritten notes for later use. Someday you'll look back and wish you could remember as but memory fails you. Accurate memories of long ago can be restored with notes, videos and pictures. Thank you for listening.

Honesty, integrity and love of family best describe my father. He also liked taking me and my little brother fishing. Learning about pension plans and investments came much later. If you are a writer and at peace with your parents, friends and neighbors, consider this. Retain documents and handwritten notes for later use. Someday looking back you'll wish you could remember important details. Notes, videos and organized SD card picture folders from years gone by will help trigger your precious memories. Thank you for listening.

Thank you for listening.

Characteristics and flavor profile from Moonlight Packing Corp. in Reedly, CA: "hand picked, sweet and juicy with tints of red throughout." Yowza!

Shelves are fully stocked. Low prices on many major items like canned vegetables, paper products and Sangria. Thank you for listening.

Looking forward to snow storms, shorter daylight hours ... wait! A mature live holly tree with red berries on your front lawn could ease the pain. Thanks for listening.