Who can think about saving for retirement when our daily needs, from food to housing, seem so expensive these days? Plus, you work hard for your money, right? You want to enjoy your money and live for today, right? But you may be concerned that you aren’t saving enough for retirement.  Well guess what? It is possible to save for (early) retirement and enjoy life at the same time! You just need a comprehensive financial plan. Let me explain the three strategy steps I took to early retire from a full-time job.