On this episode of the Wealthy Achieveher, we have the couple who paid off $200,000 in five years, Julien and Kiersten of rich & REGULAR podcast. Their story has been featured in The NY Times, Marketwatch, Forbes, the Oprah Winfrey Network and more. This couple was able to build their wealth and gain financial independence after changing how they see and handle money. 

Initially not a fan of the FIRE movement, Kiersten expresses how Julien was more "financially savvy" at the time and educated her on how important the path to FIRE would be. 

They are the creative voices behind the blog richandregular.com, producers of the award-winning video series, Money on the Table. Check out   their new book "Cashing Out: Win the Wealth Game By Walking Away". 

Tune in to hear more about how they did it, what they are doing now, and what is coming up next! You do not want to miss this episode.

For those ready to start their own FIRE journey, My Self-Paced course, The Complete Financial Freedom Course is on sale this month! I created a self paced version for those who may not have a lot of time. You still will receive the full course, along with the choice of working towards financial independence ON YOUR OWN. Sign up today!

Cheers to Freedom,

Dr. Lakisha L. Simmons 

https://LakishaSimmons.com 

Do you need a financial advisor or financial planner? I retired at 41 and truly believe it's possible for you too with a little education. 

One afternoon, I called my financial planner and told him I would no longer wire him my money. Furthermore, I would be transferring all of my money out of his firm and into accounts at Vanguard, and I would be managing my financial investments from now on. Now how do you think he took to that? His exact words were, "you'll be back." I felt so disrespected. "I do have a Ph.D.!" I told him. We ended the call, and I was on a mission to become financially independent by 45 years old. And guess what, I quit my full-time job at 41 years old!

I know this may sound scary if you’ve never invested before. You may be thinking, “I can’t afford to lose any money” or “I don’t know where to start.” You can reach your goals with education, positive money affirmations, and experienced people by your side! You have to get started!

Is it even possible to become financially free? Is it possible to have all your expenses covered from capital gains (real estate, business, stock, bond, or equity investments)? It’s possible to live on less than you make and invest the rest. Not everyone can do it, but many of us who make average salaries or more can do it.

Who can think about saving for retirement when our daily needs, from food to housing, seem so expensive these days? Plus, you work hard for your money, right? You want to enjoy your money and live for today, right? But you may be concerned that you aren’t saving enough for retirement.  Well guess what? It is possible to save for (early) retirement and enjoy life at the same time! You just need a comprehensive financial plan. Let me explain the three strategy steps I took to early retire from a full-time job.

Keisha’s husband met an untimely death when he was 34 years old and she was 31. He suffered a medical mystery just eight weeks after she gave birth to their second child. His death was completely unanticipated, and everything changed for her in an instant. 

After the passing of her husband, she wrote a heartfelt and vulnerable article, “Forty Life Lessons I learned after my husband’s death” for Thrive Global as therapy for herself.  That article turned into an opportunity to create a book, Holistic Wealth, to dive deeper into the emotions of life and give readers more advice on how to recover from life’s challenges and disruptions. Holistic Wealth: is “Wealth that not only comprises your net worth and material possessions, but also your physical health, your emotional state and having a life purpose. All these ingredients come together to give you a wholeness and make you more resilient.”

Kisha was financially independent at the time of her husband’s passing. She has always believed in having “a well-planned future.” Listen in as she breaks down holistic wealth and some tips to get your through life's disruptions. Here are a few tools you can use from Keisha:

Holistic Wealth Quiz

Holistic Wealth Podcast

Holistic Wealth book on Amazon

Follow Dr. Kisha on social media at:

- instagram.com

- Linkedin

- YouTube

Grab your copies of Dr. Kisha's books here:

-Divorced: 7 Keys to Making It Through Your Parents' Divorce

-The Unlikely AchieveHer Workbook

-Diary of a Single Mom Journal

*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.

Cheers to financial freedom!

Dr. Lakisha L. Simmons   https://LakishaSimmons.com

Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

Are you wondering about the Amazon Stock Split? 

Well I'm discussing it this month during my portfolio update!  I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior.   Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing.   

*Get it here https://lakishasimmons.com/how-budget-bestie-can-save-you-200-a-month   

Connect with me on Instagram: https://www.instagram.com/drkishasimmons    

Cheers to Financial Freedom! Dr. Lakisha L. Simmons Retired at 41 with $900k

Meet Yorsa, 29 year-old on track to FIRE by 40. Yosra stumbled on the FIRE movement shortly after completing her studies. She buckled down and was able to pay off $30K in student loans over the course of 3 years and purchase her first investment property before the age of 30. She is now working towards achieving financial independence/early retirement by age 40. Yosra is a supply chain professional in the tech industry.   

Connect with Yorsa : IG & tiktok: @ymusa__ Youtube  

This savvy woman of color has some great advice for those on their FIRE Journey. Hear about her sacrifices to build wealth, why she's not concerned with what people think about her, how she uses a RoboAdvisor, and other surprising facts that has led her to a high net worth before 40!  

Grab your copies here:

-Divorced: 7 Keys to Making It Through Your Parents' Divorce

-The Unlikely AchieveHer Workbook

-Diary of a Single Mom Journal

-The Wealthy AchieveHer Planner

*Get my free financial planning starter kit

*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.

Follow Dr. Kisha on social media at:

- facebook

- instagram.com

- Linkedin

- YouTube

Cheers to financial freedom!

Dr. Lakisha L. Simmons   https://LakishaSimmons.com

Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

On this episode of The Wealthy AchieveHer Show, two moms open up about what it takes to overcome divorce and pursue financial freedom. Hear about their plans, salary ranges and how they mentally overcome the challenges of being a single mom. You will be inspired!  LaTisha S. and Vanecia F. will be receiving "Diary of a Single Mom" journal and my son's children's book "Divorced: 7 Keys to Making It Through Your Parents' Divorce" from me for appearing on the show and for being such an inspiration!

Grab your copies here:

-Divorced: 7 Keys to Making It Through Your Parents' Divorce

-The Unlikely AchieveHer Workbook

-Diary of a Single Mom Journal

-The Wealthy AchieveHer Planner

*Get my free financial planning starter kit

*Join my next group of Wealthy AchieveHers pursuing financial independence retire early.

Follow Dr. Kisha on social media at:

- facebook

- instagram.com

- Linkedin

- YouTube

Cheers to financial freedom!

Dr. Lakisha L. Simmons   https://LakishaSimmons.com

Disclaimer: This is not financial or legal advice. Seek your own professional advice before making decisions. Results vary. Investments can lose value.

In this month's portfolio update, I'm sharing just how much my portfolio decreased in January 2022, why I'm not afraid, and what I would do if I was on the path to FIRE or in your shoes. You may be surprised! As always, I'm answering listener questions during this live episode!  I hope this information is helpful. I want you to be bold and confident in your money decisions and I hope to model that behavior.   Why are you doing this? Why have you decided to get finally focus on financial freedom? Use that motivation to get your budget together. So download the same budget I use to help you determine your net worth and carve out money for saving, debt payoff and investing. 

*Get it here https://lakishasimmons.com/how-budget-bestie-can-save-you-200-a-month 

Connect with me!  

+ Instagram: https://www.instagram.com/drkishasimmons 

+ YouTube: https://www.youtube.com/c/LakishaLSimmonsPhD 

+ LinkedIn: https://www.linkedin.com/in/drkishasimmons 

Featured in Business Insider, GMA and People  http://bit.ly/SimmonsPeople 

Cheers to Financial Freedom!

We are honored to interview Beverly Epps, Founder of Beverly's of Nashville Salon & Barber Shop in Nashville, TN. Beverly's of Nashville was founded in 1992 and has been going strong ever since. This mom of two sons was never worried about money, she had faith that God would always carry her and her children. Now retired, she shares with us her ups and downs, how Covid-19 impacted her business and how the sky is the limit when it comes to revenue when  operating a salon. Now, her sons, Teddy and Cecil run the businesses.

Beverly's of Nashville https://www.bofnsalon.com/

Watch the YouTube show and get an inside look inside the salon at https://youtu.be/imwRuoyvyKc

Join the Wealthy AchieveHer program at https://theachieveHer.com

One of the ways I was able to retire early at 41, while still traveling the world, was through travel hacking! In this episode I share how to travel for free by using credit card perks to fly and stay free around the world. Don't worry, I'll break it all down for you: how often to apply for new cards without destroying your credit score (I have a 790), annual fees, and the coveted Southwest companion pass!    

Learn more at https://lakishasimmons.com/credit-card-hacking-venture-sapphire-southwest-companion-pass