I get so many calls from families trying to find caregiving support answers for their older parent or relative. They've reached a point where they are overwhelmed and need help providing for their loved one. This is not the time to look for insurance. The choices are limited and have higher costs because at age 75 or 80, we're close to or at the age when the insurance companies think we'll open a claim. That parent should have considered LTC funding options at 50 or 55. But 50 and 55 year olds too often believe we'll be in the same health mentally and physically at 75 or 80, and that's usually not the case. We need to plan for this WAY before that need shows up. Parents who waited too long must encourage their kids to plan now so this doesn't turn into a never ending cycle of kids spending all of their time and money providing for parents and then not being able to provide for themselves later, depending on their kids' time and money, etc. I promised links to learn more about Medicaid. This link shows what each state let's us keep to be financially eligible for Medicaid benefits: What your state let's you keep This link shares how each state qualifies an individual for Medicad benefits: Elder Law Answers Schedule with me here to start working on your plan to protect your family, assets and choices and avoid being told where to live by the state.