Although Maria's husband has used over $393,0000 on LTC benefits over the last 5 years, it wasn't enough.  He still needs help with dementia, and they will need to start spending down assets until he qualifies for Medicaid.  With Alzheimer's disease in his family, they know now that spending another $40,000 on LTC insurance would have saved them not only $100K+ today, but also would give them more control over where he will recveive care for the rest of his life.  Learn from their mistake so you and your family can be Prepared for Tomorrow.