In this episode, Miguel will guide us in calculating our budget using the budget calculators of different lenders as well as the My Loan Choices Budget Planner on our website.

In this episode, Miguel will give us some tips on how to save effectively by knowing how much we can save, tracking our expenses, and knowing where our income is coming from.

In this series, Miguel will provide tips on how to effectively and efficiently save for the deposit for your new house or any goals that you have in general. He will also help you learn how to track your expenses.

In this episode, Miguel will be talking about consolidating multiple debts such as Home loans, Car loans, Personal loans, and even Credit cards. Miguel discussed how he helped a client that was somewhat struggling in dealing with multiple monthly repayments by splitting the home loan and the consolidated personal debts. They managed to get lower interest rates which resulted in lower monthly repayments and more savings for the client.

In this episode of our Refinancing Q&A Video Series, Miguel will be answering a question that is always being asked to him by his clients: "When is the best time to refinance my home loan?". Miguel also explained why 80% is considered as the "Magic Number" in refinancing your home loan.

In this episode of our Refinancing Q&A Video Series, Miguel will be discussing the different benefits of refinancing your home loan. From obtaining lower interest rates, to paying off your home loan faster.

In the first episode of our Refinance Q&A Video Series, Miguel will be covering one of the most common questions he gets from his customers especially with interest rates going up consistently. What are the different types of refinance and what are their benefits?

In this series, we will be answering your questions regarding Home Loan Refinance in the quickest and easiest way for you to understand.

Taking a look at different loan features, we will guide you through our analysis of several loan options that will be available upon your application.

We will also help you determine the best method to select in regards to your loan repayments, and walk you through the steps that you should expect when working with My Loan Choices.

Watch the video here: https://youtu.be/5JvtvZSxc1w

For more information call me on 0430 020 620 or send me an email.

Kind Regards,

Miguel Gonzalez

Mortgage Broker

My Loan Choices

m. 0430 020 620

e. [email protected]

https://myloanchoices.com.au

DISCLAIMER: This podcast provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Our First Home Buyers Academy Australia returns with another episode to guide you in your journey of purchasing the First Home.

This time we will be taking a look at a topic that is extremely appealing to all first home buyers out there, which is the Government Benefits.

DISCLAIMER - The following information in this podcast is accurate at the time of recording (Sep 2020)

Please check out these links for the most up to date information on the matter:

First Home Buyers:

http://firsthome.gov.au/

First Home Loan Deposit Scheme:

https://www.nhfic.gov.au/what-we-do/fhlds/

Home Builder:

https://treasury.gov.au/coronavirus/homebuilder

Watch the video here: https://youtu.be/8GPBtehcQDk

For more information call me on 0430 020 620 or send me an email.

Kind Regards,

Miguel Gonzalez

Mortgage Broker

My Loan Choices

m. 0430 020 620

e. [email protected]

https://myloanchoices.com.au

DISCLAIMER: This podcast provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.