My Private Network

Hosted by Bob Simpson, today we shift the focus to answering the question "Why Allocate Funds to Music Royalties?".

Learn from our host Bob Simpson and our expert guest, David Vankka, President at ICM Asset Management Inc.

Today's questions of interest:

0:00 - Intro
1:46 - Share your background and how you decided as a firm to get into the music industry? 
3:26 - Tell us about music royalties and how you generate revenue through music?
5:49 - Do you need to buy music directly from the artist?
7:26 - Can you explain songwriting credits and what goes into these catalogues?
8:06 - Could you explain the artist's incentive to monetize their catalogue?
12:45 - Are their sources you use to when navigating the investment exchange? 
14:52 - How do you value and pay for the rights to music in an investment portfolio? 
19:37 - What do you see as the future of streaming and how will music, intellectual property and cash flows evolve over time?
24:55 - With music royalties, is it a equity or fixed income investment? Where do you slot that in? 
27:53 - Could you walk us through potential returns, risks and price volatility? 
30:19 - How many songs in your portfolio? How many pieces of music? 

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to answering the question "Why Allocate Funds to Institutional Grade Real Estate Private Debt?".

Learn from our host Bob Simpson and our expert guest, Adam Dean, Vice President and Portfolio Manager at CMLS Financial.

Today's questions of interest:

0:00 - Intro
3:21 - What's your story? Does everybody you meet mistake you for Roberto Luongo?
5:07 - What is Institutional Grade Real Estate Private Debt?
6:40 - What are you seeing in the commercial versus residential real estate, especially something like multifamily?
10:00 - If apartment building value is based on revenue of the building, it sounds like the major stress in interest rate cost would be present for people who hadn't locked in their financing for term?
11:18 - Would you say we're in a buyer's market with prices that have come down a bit? 
13:00 - Are most of the loans in your portfolio, are they fixed or they're floaters? 
13:48 - So it takes a little while for investors in a fund like yours to see the increase in rates? 
14:16 - Where you are today if you looked at the overall yield of your portfolio?
15:54 - What is weather proof deployment?
18:39 - What is the story of of lending money to a borrower who is investing in multifamily? 
21:20 - What percentage would you loan against? 
23:03 - Investors want to see that you are primarily focused on protection of their capital because you're getting single digit returns, right?
23:38 - So for an investor, what's a reasonable return objective for an investor in, in your fund? 
24:48 - How over the last couple of years, would you say that your fund performed? 
26:19 - If you looked over the last three to five years, how many negative months have you had?
27:13 - Looking at your particular market, what are you worried and excited about?

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to answering the question "Why Allocate Funds to Commercial Real Estate?".

Learn from our host Bob Simpson and our expert guest, Harley Gold, Managing Partner at Peakhill Capital.

Today's questions of interest:
0:00 - Intro
1:44 - Harley, tell us about your journey to build your private credit firm.
5:24 - Could you explain the investment concept Commercial Real Estate Private Credit?
9:49 - What prevents somebody to go directly to CMHC instead of waiting a year?
12:41 - For individual investors or family offices looking to diversify their portfolios, how would you recommend using your strategies in their portfolios?  
15:53 - People are flocking to the GIC market but what's the historical return differential for GICs?
19:09 - What would you say is a major reason that your fund and your firm have done well over the last few years? 
20:37 - Where do you see your firm in five years?

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to answering the question "Why Allocate Funds to Short Term Senior Secured Private Debt?".

Learn from our host Bob Simpson and our guest and Chief Executive Officer at Cortland Credit Group Inc.

Today's questions of interest:

0:00 - Intro
1:53 - Can you share your remarkable journey from your early days to becoming one of Canada's premier private lenders?
4:48 - What is Short Term Senior Secured Private Debt?
8:04 - Is a first mortgage a senior loan?
8:22 - And if you're doing receivables would that be 30 to 45 days? 
9:41 - Do you use credit insurance to protect a layer of the portfolio?
10:40 - What is the process when deciding on a loan opportunity for a corporation? 
14:14  - If you're going to put money out how do you measure the risk for your capital? 
16:52 - How have your portfolios done in comparison to the bond market?
18:59 - What kind of spreads are you lending over the prime rate? 
19:53 - Why are borrowers turning towards private lenders versus traditional banks? 
23:27 - How would you recommend using a short term senior secured private debt?
25:18 - Could you give our listeners more details about the Short Term Senior Secured Private Debt concept?

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to answering the question "Why Allocate Funds to Life Settlements ?".

Learn from our host Bob Simpson and our guest and co-founder of Private Debt and Equity, Paul Tyers, FCPA, FCA, CFP, CIM.

Paul's expertise comes from his various roles, currently at Canadian Life Settlements and Wealth Stewards Inc., as well as his extensive experience in the financial industry.

Today's questions of interest:

0:00 - Intro
2:42 - Paul, what's your story?
5:09 - Can you talk about how you've championed consumer and business rights initiatives?
8:16 - What do you mean when you talk about a secondary market for life insurance policies?
11:30 - A life settlement firm pays more than the policyholder who gets $50-100K for a $300K policy? 
13:10 - Who makes the premium payments and when do investors get paid?  
13:55 - With life settlements, there's a view that seems like you are betting on people to die early?
15:00 - Could someone sell their policy in Stockholm, Nebraska or Toronto if they don’t want to pay the premiums?
16:42 - Why can you sell it in Ontario but allowed in Quebec? 
18:29 - How do investors get involved in Life Settlements or Loans?
18:57 - Can you maybe discuss how investment in life settlements works?
21:02 - For those looking for income, how often does your pool pay?
21:38 - Life Settlements summary and corporate perspective.

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to answering the question "Why allocate funds to real estate private debt?".

Learn the answer to this question and more from our panel of experts in the private market:

Will Granlese - Antrim Investments
Adam Dean - CMLS
Harley Gold - Peakhill Capital

Today's rapid fire questions:

0:00 - Intro
3:30 - How does a MIC or Mortgage Investment Corporation operate and what are some benefits to investors?
6:09 - Why do you like lending to owners of multi-family apartments?  What metrics do you look at when financing a property? 
11:29 - Given concerns around commercial real estate, what kind of deals are you focused on today and how are you assessing risk differently today than a couple years ago? 

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to answering the question "Why allocate funds to private real estate?".

Learn the answer to this question and more from our panel of experts in the private market:

Kent Willmore - AGInvest
Geoff Lang - Equiton
Vikram Rajagopalan - Trez Capital
Gabriel Millard - Avenue Living
Aly Damji - Forum

Today's rapid fire questions:

0:00 - Intro
02:22 - Why should investors consider farmland as an asset class for their portfolio? 
06:21 - Why invest in private real estate, could you summarise what multi-family is and the opportunities available? 
09:47 - Why does your firm like Texas and what are some of the key opportunities in that market?  
12:22 - Could you tell me about investing in public storage?
18:12 - Could you give us some reasons why investors should consider allocating part of their portfolios to purpose-built student accommodations?

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!

Hosted by Bob Simpson, today we shift the focus to our first in a series of episodes to answer the question why?  Why allocate funds to private debt?
 
Learn the answer to this question and more from our panel of experts in the private market:
Paul Tyers - Life Settlements
Sean Rogister - Cortland
Vikram Rajagopalan - Trez Capital
Rob Anton - Next Edge
Michael Scott - SAF

Today's rapid fire questions:
0:00 Intro
2:27 - What is private debt? 
4:19 - Why is private debt important to Canada’s economy? 
6:07 - What are some benefits of private debt investing to Canadian investors? 
8:25 - Why have pension funds been increasing allocations to private debt? 
9:36 - Why have individual investors been so slow in accepting private debt investments in their portfolios? 
10:45 - Why are Canadian borrowers turning to private lenders instead of traditional borrowers like banks?
13:48 - Compare investing in private debt to investing in GIC’s or bond funds? 
15:48 - How should an investor deal with liquidity?
18:17 - What kind of price or return volatility should an investor expect in a private debt investment? 
20:06 - What are the major risks of private debt investing? 
23:00 - How should an investor use private debt in a portfolio? 

If you enjoyed this episode, please subscribe and visit our website at https://www.privatedebtandequity.ca/ for any questions or to learn more!