Most people think financial freedom is only about money — investing more, earning more, saving more. But what if your biggest wealth leak has nothing to do with the stock market or real estate… and everything to do with your relationships?

In this powerful episode, I sit down with Katarina Polonska, a science-based relationship strategist and behavioral scientist who works with founders, executives, and high performers at the intersection of love, leadership, emotional health, and wealth creation.

Katarina reveals how unresolved emotional patterns — anxiety, avoidant behaviors, conflict loops, and subconscious childhood conditioning — secretly drain your wealth, limit your focus, sabotage your leadership, and keep you locked in burnout cycles that destroy long-term financial freedom.

If you’re building a business, managing a team, raising capital, or trying to scale your net worth… this might be the most important episode you watch this year.

In this episode, you’ll learn:

• How relationship stress destroys wealth

Why emotional disconnection, resentment, and conflict reduce your mental bandwidth, decision-making power, and financial clarity.

• The “Stay or Go Loop” in marriage and leadership

A common psychological trap founders fall into — and why it silently kills income, creativity, and opportunity.

• Therapy vs Coaching: What actually changes your wealth?

Katarina breaks down the difference between talk therapy, subconscious coaching, attachment theory work, and trauma-informed behavioral change.

• The connection between emotional trauma and money blocks

Why unresolved wounds create fears around success, earning, responsibility, and abundance.

• How subconscious beliefs shape your wealth ceiling

Your relationship to money mirrors your relationship to yourself — and most people have no idea.

• Science-backed strategies to fix emotional burnout

Regulation techniques, sleep hygiene, nervous system resets, and the power of secure attachment.

Why this matters for wealth-building Founders, investors, and high performers often chase wealth while ignoring the emotional patterns that sabotage it. Research from Harvard and Stanford shows that relationship quality impacts longevity, earning potential, leadership ability, creativity, and risk tolerance — all critical to building long-term wealth.

If you’ve ever felt stuck, burned out, disconnected at home, or unable to scale your income… this episode will give you clarity, hope, and a science-backed roadmap to emotional freedom.

🔗 CONNECT WITH KATARINA POLONSKA

LinkedIn: https://www.linkedin.com/in/katarinapolonska/

Website: successfullyinlove.com

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

👉 Subscribe to MyFinJourney for weekly episodes on wealth, emotional clarity, relationships, financial freedom, and performance psychology.

What if you could build real estate wealth where giant, credit-worthy corporations like McDonald's or Chipotle were your tenants, and they were responsible for the taxes, insurance, and maintenance? This isn't a fantasy—it's the power of triple-net lease (NNN) investing, and it's one of the most stable paths to generating true passive income.

In this episode of MyFinJourney, we sit down with Joseph Goslin, also known as The Retail Navigator. Joseph built a multi-million dollar commercial real estate portfolio after a costly $45,000 wake-up call with his single-family properties. He shares his complete, step-by-step blueprint for transitioning from a busy software engineer with no time to a sophisticated commercial investor collecting predictable checks. We break down exactly how he uses data-driven decisions and a simple, guiding principle—"Would I invest my own money in this?"—to build long-term wealth without the landlord headaches.

You will learn the entire framework, from the foundational mindset shift required to the tactical steps of analyzing your first deal. Joseph explains his "Little Fish, Big Fish" strategy for de-risking investments and how his proprietary 41-point "Lease Navigator" system uncovers hidden value and protects you from costly mistakes. This conversation is packed with real-world examples, from neighborhood retail strips to single-tenant absolute NNN deals, giving you a comprehensive understanding of how to navigate this asset class.

Here’s a detailed breakdown of what we cover:

00:00 - The $45,000 Landlord Wake-Up Call

Joseph reveals the story of the massive repair bills that made him realize single-family homes were an unscalable, high-hassle model.

03:15 - The Investor's Mindset: From Employee to Asset Builder

How the book "Rich Dad Poor Dad" sparked his journey and the critical flaw he discovered in its cash flow advice for residential real estate.

Why he lost faith in the stock market and why real estate offers superior control and wealth-building potential.

07:30 - The Analytical Pivot to Multifamily & Seeing the Writing on the Wall

Joseph's data-driven approach to graduating from single-family to multifamily properties.

The key economic indicators in 2022 (flat rents, soaring expenses) that signaled it was time to exit the multifamily space to protect his investors' capital.

12:10 - Triple-Net (NNN) Leases Explained: The "Transfer The Risk" Model

A complete beginner's guide to what a triple-net lease is and how it works.

The fundamental shift: How NNN leases transfer the risk of property taxes, insurance, and maintenance (CAM) from the landlord to the tenant.

Real-world examples: The difference between a corporate McDonald's lease and a local retail strip lease.

18:45 - The "Little Fish, Big Fish" Strategy for De-Risking Your Portfolio

How to structure deals where your tenant is a multi-million dollar corporation with more to lose than you, ensuring they pay rent even if the location goes "dark."

Why this is a safer position than being a landlord for a single-family tenant.

25:00 - The #1 Investment Filter: "Would I Invest My Own Money?"

How to apply this crucial question to every potential deal to avoid emotional decisions and stay aligned with your financial goals.

Why you should always work with brokers and advisors who are also investors in the same asset class.

31:59 - The Eureka Lease Navigator: His 41-Point Due Diligence System

An inside look at the checklist Joseph uses to audit every lease, uncovering hidden revenue opportunities, identifying bleeding costs, and mitigating liability exposure.

🔗 CONNECT WITH JOSEPH GOZLAN

LinkedIn: https://www.linkedin.com/in/gozlan/

Email: [email protected]

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you enjoyed this deep dive into commercial real estate and found Joseph's step-by-step blueprint helpful, please support the channel by hitting the LIKE button and SUBSCRIBING to MyFinJourney for more honest, actionable strategies every week. Your support helps us bring more experts like Joseph to you.

Share this video with a friend who is interested in real estate or looking for a smarter path to financial freedom!

What happens when a genetics major walks away from a stable pharma career to build true financial freedom? In this powerful solo episode, Mustafa Ladha shares how he went from studying medicine to managing over $120M in real estate, helping 277+ investors earn $14.9M in passive income — and what that journey taught him about money, mindset, and freedom.

💡 You’ll learn:

 1️⃣ Why the traditional 9–5 path doesn’t guarantee wealth — or peace.

2️⃣ The 3-part framework that changes everything: Awareness, Alignment, Action.

3️⃣ How real estate became the most scalable path to financial freedom.

4️⃣ Why financial education is the new freedom — and how to start today.

5️⃣ How to make your money work harder than you do.

Whether you’re a doctor, engineer, or young professional trying to escape the paycheck treadmill, this episode breaks down the exact mental and financial shifts that turn income into independence.

It’s not about chasing millions. It’s about building a life where your money serves your purpose.

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

🔔 Subscribe to MyFinJourney for weekly insights on investing, passive income, and financial freedom — built around clarity, alignment, and real results.

#FinancialFreedom #RealEstateInvesting #PersonalFinance #MyFinJourney #PassiveIncome

Most of us were told: study hard, get a good job, and financial freedom will follow.

But the system was built to keep you working—not thriving.

In this episode, I share how I went from studying medicine and working a 9-5 in pharma… to building real wealth through purpose and real estate.

You’ll discover how I helped 277 people earn over $14.9M in passive income — and how you can build freedom by mastering clarity, not just chasing money.

What you’ll learn:

• Why the 9-5 trap is real and how to escape it

• My 3-step framework: Awareness → Alignment → Action

• The scalable strategy I used: leverage network + real estate

• How to build wealth that serves your purpose, not just your ego

Episode Chapters:

(00:00) Introduction to Today's Episode

(00:18) Guest's Journey: From Medicine to Real Estate

(01:00) Understanding Financial Challenges

(01:37) The Importance of Financial Literacy

(02:51) Building Wealth Through Real Estate

(05:05) Strategies for Financial Growth

(11:41) The Role of Personal Finance

(15:41) Taking Action and Building Freedom

(20:42) Conclusion and Final Thoughts

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.

💬 Comment: What’s the smartest investing lesson you’ll apply this year?

🔗 Share this video with a friend who needs the truth about money.

You don’t need to be rich to travel the world — you just need to understand credit card points.

In this masterclass, credit card points-expert Colin Stroud reveals how he turned credit card rewards into free flights and luxury hotel stays across the globe. Learn the exact systems he uses to help 300+ families save thousands every year — from choosing the best cards to maximizing transfer partners and cents-per-point value.

What you’ll learn in this episode:

00:00 – Intro: The hidden world of points

03:15 – How Colin started his six-figure travel business

09:20 – The biggest mistakes people make with credit cards

15:40 – Best credit cards for points in 2025

21:05 – How to book free flights and hotels

29:18 – Tools, apps, and secret transfer strategies

37:40 – How to avoid losing point value

45:00 – Colin’s best real-life redemptions and client stories

52:10 – Closing insights on travel freedom

💳 Featured Tools & Cards:

- Chase Sapphire Preferred

- Capital One Venture X

- Citi Strata Premier

- Point.me / Seats.Aero / Roame

🔗 CONNECT WITH COLIN STROUD

LinkedIn: https://www.linkedin.com/in/gosomewhere/

Email: [email protected]

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.

💬 Comment: What’s the smartest investing lesson you’ll apply this year?

🔗 Share this video with a friend who needs the truth about money.

If this video helped you understand the real value of your credit card points — share it with a friend and help them travel free too.

Everyone teaches you to save. The wealthy teach you to think.

In this episode of MyFinJourney, host Mustafa Ladha is joined by Ryan Zabrowski, senior Portfolio Manager at Cryology, Marine veteran, and author. Ryan shares insights from reading over a thousand books on investing and decades of managing millions in assets.

They discuss what truly separates average investors from the wealthy, how the wealthy invest wisely in uncertain times, and the lessons we can learn from Warren Buffett.The conversation covers behavioral finance, the psychology of investing, strategies for handling bear and bull markets, and advice for young investors on building wealth. Ryan emphasizes the importance of investing in cash-flowing assets, understanding leverage, and the value of patience and discipline. This episode is ideal for anyone looking to deepen their understanding of investing and build a solid financial future.

You’ll Learn:

• The 5 Percent Rule — how the rich remove fear from investing

 • Behavioral finance secrets Wall Street won’t tell you

 • Why risk is never static (and how to measure it like a pro)

 • Buffett’s real rule — “be greedy when others fearful” decoded

 • Tactical allocation that wins in bull & bear markets

 • The path from $0 to $5M using discipline + real estate leverage

 • How to build wealth with math

Episode Chapters:

(00:00) Introduction and Guest Welcome

(00:44) Ryan Zaki's Background and Early Career

(01:25) Behavioral Finance and Investment Psychology

(08:10) The Importance of Tactical Allocation

(10:42) Investment Strategies in Bull and Bear Markets

(16:27) Common Mistakes in Wealth Building

(21:18) Active vs. Passive Investment Debate

(26:42) The Importance of Being Comfortable with Booing

(27:46) Can the Average Person Become Wealthy Through Investing?

(29:05) Steps to Building Wealth from Scratch

(32:18) The Role of Education and Mentorship in Financial Success

(34:11) Learning from Warren Buffet's Shareholder Letters

(37:31) The Reality of Passive Income

(42:26) Teaching Financial Principles to the Next Generation

(47:20) Conclusion and How to Connect with Ryan

🔗 CONNECT WITH RYAN ZABROWSKI

LinkedIn: https://www.linkedin.com/in/ryan-zabrowski-cfp%C2%AE-msf-08830b325/

Email: [email protected]

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.

 💬 Comment: What’s the smartest investing lesson you’ll apply this year?

 🔗 Share this video with a friend who needs the truth about money.

Most people work hard every day — yet feel like they’re barely surviving.

If you’ve ever whispered to yourself “I wasn’t born just to pay bills and die,” this conversation will wake something inside you.

In this episode of 'MyFinJourney,' host Mustafa Ladha speaks with Lisa J. Crawford, a hospitality leader, author, and coach dedicated to bringing humanity back into business. Lisa shares her personal journey of overcoming financial and emotional struggles, emphasizing the importance of self-discovery, mindset shifts, and relationship-building in achieving financial freedom. She offers practical advice on breaking free from the cycle of living paycheck to paycheck, the power of writing down goals, and the significance of investing in self-development and passive income opportunities. The episode is filled with actionable insights for anyone aiming to take control not just of their money, but their life.

 You’ll learn:

• Why financial stress quietly controls your decisions

• How to escape the paycheck-to-paycheck trap

• The 3 Ps that changed Lisa’s life — Pad, Pen & Power

• How to turn pain into purpose and purpose into income

• Real ways to start side income without burnout

• The difference between cost and value when building wealth

Episode Chapters:

(00:00) Introduction to My Finn Journey

(00:06) Meet Lisa J. Crawford: Hospitality Leader and Coach

(00:25) Understanding Financial Stress in Careers

(01:03) Lisa's Personal Journey and Mindset Shift

(01:51) Breaking Free from the Paycheck-to-Paycheck Cycle

(03:41) The Importance of Self-Discovery

(06:31) Silent Financial Pains and Workplace Stress

(08:52) The Value of Self-Development and Side Hustles

(20:05) Building Strong Relationships for Financial Success

(23:55) Achieving Financial Freedom and Early Retirement

(25:52) Lisa's Advice for the Younger Generation

(27:11) Exploring Passive Income and Wealth Building

(28:21) Conclusion and Final Thoughts

🔗 CONNECT WITH Lisa J. Crawford

LinkedIn: linkedin.com/in/lisajcrawford

Email: [email protected]

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.

Welcome back to My Fin Journey. The podcast where we challenge traditional financial thinking and help you build true wealth.

Today, we are joined by Brock Fortner, a financial expert known for making complex wealth-building strategies simple. Brock works with high earners, business owners, and top performers, helping them gain clarity, reduce taxes, and build generational wealth. In this episode, Brock shares the truth about why traditional financial planning is failing you and reveals actionable strategies to turn your income into real, lasting wealth.

What You’ll Learn in This Episode:

1. Why traditional financial planning and advice isn’t cutting it for high earners and entrepreneurs

2. How to take control of your cash flow and start building real wealth

3. Why understanding your “freedom number” is crucial for financial independence

4. How to avoid lifestyle creep and keep more of your hard-earned money

5. The mindset shifts that separate the truly wealthy from the high earners

Episode Chapters:

(00:00) Introduction to My Fin Journey Podcast

(00:12) Meet Brock Fortner: Financial Strategist

(00:22) Brock's Clientele and Financial Philosophy

(00:55) The Importance of Financial Literacy for Young Adults

(04:12) Key Components of Financial Planning

(05:07) Challenges in the Financial Planning Industry

(09:54) Brock's Personal Journey and Mentorship

(15:29) Advising High Net Worth Clients

(19:11) Client Exit Strategies

(19:38) Retirement Planning Realities

(20:30) Life Insurance Misconceptions

(22:05) Estate Planning and Taxes

(25:34) 401k and Retirement Savings

(29:53) Investing in Yourself

(34:16) Building Cash Flow Engines

(34:49) Final Thoughts and Resources

🔗 CONNECT WITH BROCK FORTNER

LinkedIn: https://www.linkedin.com/in/brockfortner/

Email: [email protected]

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.

Today on MyFinJourney, we are joined by Kelly Roars, CPA, strategist, and co-host of the podcast From Zero to Millions.

Kelly’s story is not your typical saf career path. She was a rising star recognized as one of the Top 50 Women in Business on Long Island and named to the 40 Under 40 list. On paper she had it all a stable six figure salary, security and a predictable future.But during COVID with a newborn at home, she made a decision that most people would call crazy. She walked away from her job with zero clients and no guaranteed income. Fast forward just a few years Kelly now runs her own thriving firm with 6 staff is on track for $1M+ in sales and has built her brand almost entirely on the back of LinkedIn.

How to turn LinkedIn into consistent referrals without ads

When a HELOC makes sense vs an SBA loan

The refund trap and why aiming for near zero beats big refunds

Cash flow habits for service businesses that hate surprises

Boundaries, firing bad clients, and pricing with confidence

Delegation that scales quality and buys back time

The mindset ladder she used to go from dropout to 40 Under 40

Episode Chapters:

(00:00) Introduction to Kelly Roars

(01:02) Kelly's Early Career and Entrepreneurial Spirit

(02:00) Starting Her Own Business During COVID

(02:46) Building a Business and Overcoming Challenges

(05:32) The Power of Social Media in Business

(12:38) Financial Strategies and Risk Management

(16:35) Investing and Diversification

(17:38) Lifestyle Changes and Personal Growth

(18:13) Balancing Work and Family Life

(19:45) The Importance of Delegation

(20:51) Setting Boundaries and Managing Deadlines

(21:30) Parenting and Professional Growth

(23:01) Financial Literacy for Clients

(25:52) Common Client Concerns

(33:04) Advice for Personal Financial Management

(34:39) Getting in Touch with Kelly Rohrs

LinkedIn: https://www.linkedin.com/in/kellyrohrs/

Email: [email protected]

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth. This episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.

Most people do everything right max out their 401K, pay off the house, save for decades…But when retirement comes? They’re still broke.

In this explosive episode of MyFinJourney, I sit down with Christian Allen & Blake Brogan of Money Insights (managing over $500M in assets) to expose why the traditional finance playbook is broken and how life insurance + alternatives can change everything.

Why the system is designed to keep you average & broke

The shocking math: why $2M = only $80K a year

The #1 retirement fear no advisor tells you about

Cashflow vs. accumulation which mindset actually builds wealth

How banks secretly use life insurance (BOLI) while telling you to just save

Why most policies are structured wrong and how to fix it

How the wealthy turn life insurance into their personal bank

The truth about premium finance and who it’s really for

Episode Chapters:

(00:00) Introduction to MyFinJourney

(00:51) Meet the Guests: Christian Allen and Blake Brogan

(01:01) The Broken Traditional Financial System

(02:37) Alternative Investments: A New Approach

(05:31) Case Studies and Real-Life Examples

(07:28) Cash Flow vs. Accumulation

(14:41) The Role of Life Insurance in Financial Planning

(26:43) Bank-Owned Life Insurance Explained

(29:16) Understanding Term and Whole Life Insurance

(29:34) The Journey of Self-Discovery in Life Insurance

(29:43) Explaining Whole Life Insurance to a Fifth Grader

(30:03) Debunking the Life Insurance Scam Myth

(30:24) The Benefits of Whole Life Insurance

(31:24) Using Life Insurance as an Investment Strategy

(33:21) Addressing Concerns About Life Insurance Loans

(34:40) Introduction to Premium Finance

(35:35) Maximizing Life Insurance for High-Income Earners

(50:09) Structuring Life Insurance Policies Correctly

(52:30) The Flexibility and Benefits of Multiple Policies

(56:45) Conclusion and Call to Action

LinkedIn: linkedin.com/in/blake-brogan-78380a10b

Email: [email protected]

LinkedIn: linkedin.com/in/christian-allen-7a41ab54

Email: [email protected]

Website: moneyinsights.net 

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.