If you grew up thinking 65 was the finish line, the goalposts have moved — and that might actually be the best news you'll hear all week.
Clinical naturopath Emma Sutherland unpacks KPMG's latest retirement data and shares eight practical strategies to help midlife women build a health-first plan for a longer, stronger working life. Because your body and your bank balance are more connected than most people realise.
In this episode you'll discover:
✓ Why the expected retirement age has risen to 65.3 for women — and what it means
✓ How women now hold 43.6% of total super (and why the gap still needs your action)
✓ Why semi-retirement beats cold-turkey retirement for health AND finances
✓ How menopause management directly impacts career longevity and earning capacity
✓ Why strength training twice a week is a retirement strategy, not just fitness
✓ How a phased work glide path supports cognitive health and social connection
✓ Eight health and money moves every midlife woman should make now
The story isn't 'work forever.' It's work smarter, for longer, but on your terms. Small steps add up to big changes — and it starts today.
Relevant Links:
KPMG Retirement Age Analysis: https://kpmg.com/au/en/media/media-releases/2025/09/retirement-age-rises-as-older-australians-keep-working.html
ASFA Super Balance Data: https://www.superannuation.asn.au/media-release/average-super-account-balance-passes-172000-as-superannuation-system-continues-to-achieve-aims/
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About Emma:
Feel better, think clearer and boost your energy — without burnout, guilt or extremes.
I’m Emma Sutherland, an Australian clinical naturopath, author and mum helping women and families build strong, sustainable health using evidence-based integrative medicine.
With over 22 years of experience in women’s health, fertility, pregnancy, gut health and children’s wellbeing, I translate complex science into practical tools that fit real life. I’m the author of 50 Foods That Will Change Your Life and Sophia Eats, and host of Australia’s leading practitioner health podcast, FX Medicine.
Here you’ll find science-backed wellness advice, natural health strategies, hormone support, nutrition tips and honest conversations about what really works.
Because true health isn’t about perfection — it’s about understanding your body and making smart, sustainable choices.
⚠️ FINANCIAL DISCLAIMER:
The content in my YouTube videos and podcast episodes SHALL NOT be construed as financial advice. The information shared is for educational and general information purposes only and is not intended to be a substitute for personalised financial advice. I am not a licensed financial adviser, and this content does not take into account your personal objectives, financial situation, or needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions. It is your responsibility to verify all information and assess its relevance to your individual circumstances.
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