How does Epic's employee stock program work—and what do you need to know about taxes, loans, 83(b) elections, and long-term planning?

In this episode of Gimme Some Truth, financial professionals Clint Walkner, Alicia Vande Ven, CFP® (former Epic HR), and Mitch DeWitt, CFP®, break down the complexities of Epic employee stock, including vesting, tax implications, exit planning, and risk management. Whether you're an Epic employee, former staffer, or simply navigating equity compensation, this episode offers structured insight into managing your equity in 2025 and beyond.

Check out our new Epic Stock Financial Planning Guide

www.walknercondon.com/epic

🔎 Topics include:

Epic stock structure and evolution

Understanding 83(b) elections

Managing stock loans and risk

Using direct indexing and donor-advised funds

Planning for vesting, exit, and retirement

This content is for informational purposes only and not intended as tax or investment advice.

⏱️ Timestamps:

00:00 – Intro: What makes Epic stock unique

01:00 – Alicia’s background at Epic and initial exposure to equity

02:15 – How Epic’s stock plan has changed over time

04:30 – Why it's important to understand what you own

06:00 – Vesting, taxation, and the W-2 surprise

07:45 – 83(b) election explained: benefits and risks

10:30 – Exit planning: start early to expand your options

12:45 – When Epic stock becomes "real money"

14:10 – Investment strategy: what to consider before leaving

15:40 – Direct indexing for tax efficiency

17:00 – Donor-Advised Funds: grouping charitable giving

19:00 – Planning around fluctuating income and loan terms

21:15 – Why family and spouse income must be considered

23:00 – The role of personal goals in equity planning

24:30 – How to prepare for a financial planning meeting

Read our blog post on Donor-Advised Funds: https://walknercondon.com/blog/what-is-a-donor-advised-fund/

Read our blog post on Direct Indexing: https://walknercondon.com/blog/introduction-to-direct-indexing/

#EpicStock #EquityCompensation #83BElection #TaxPlanning2025 #DirectIndexing #DonorAdvisedFunds #GimmeSomeTruthPodcast #ExitPlanning #EmployeeStockPlans #EpicSystems

For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/

Visit our website for more financial planning resources and educational information: https://www.walknercondon.com

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