In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.
What You’ll Learn:
✅ How rising mortgage rates impact home affordability
✅ The housing supply shortage and its effect on buyers
✅ Smart mortgage strategies to win in a competitive market
✅ Creative financing options to improve your loan approval chances
✅ The importance of pre-approval and how to strengthen your offer
💰 Looking to buy a home in 2025? Learn tips and strategies to navigate the real estate market and avoid costly mistakes!
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0:00 - Introduction: Home Buying in 2025
0:40 - Guest Introduction: Ryan Smith from Guild Mortgage
1:11 - How the Mortgage Industry Has Changed
2:16 - Housing Market Challenges: Supply & Demand Issues
3:49 - Mortgage Strategies to Make a Stronger Offer
4:52 - Why Sellers Prefer Offers With Fewer Contingencies
6:27 - Why Pre-Approval is More Important Than Ever
8:34 - FHA vs. Conventional Loans: What’s Best?
9:36 - Why Gifted Money for Homebuyers is More Common
12:16 - The Long-Term Value of Real Estate
13:51 - Should You Consider a Temporary Rate Buydown?
15:58 - The Benefits of a 30-Year Fixed Mortgage
18:35 - Final Advice for Homebuyers in 2025
#BuyingAHouse2025 #RealEstateMarket #HomeBuyingTips #MortgageRates #HousingMarket #FirstTimeHomebuyer #HomeLoan #GuildMortgage
Contact information for Ryan Smith:
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