Immad Akhund (Co-Founder & CEO of Mercury) uses what he calls the cosmic cube to decide what Mercury builds next: one axis for customer type, one for product, one for compliance and infrastructure. In this episode of Navigators, Paul sits down with him to talk about why that space is functionally infinite, and why trying to expand into all of it at once is how companies lose.
Immad also explains the two-year mistake of waiting to launch a corporate credit card, why he treats every new product like a fresh seed-stage startup inside Mercury, and why talent, not capital, is the real limit on how many bets the company can run at once.
CHAPTERS:
00:00 Why 1-on-1s stopped working once he was managing execs
07:34 Agentic cards: letting AI spend on your behalf
11:09 Why fintech is three times harder than software
13:50 Chewing glass: getting bank-charter ready
16:08 Reaching the edge of knowledge in six months
28:26 Killing 1-on-1s and what Jensen Huang has to do with it
36:39 The "cosmic cube": how Mercury picks its next bet
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Navigators is a series by Browserbase where we sit down with AI leaders navigating the future of what's happening in AI today.
Host: Paul Klein (@pk_iv), founder, Browserbase
Guest: Immad Akhund (@immad), co-founder and CEO, Mercury
Browserbase: https://browserbase.com
Mercury: https://mercury.com