Low interest rates, excess savings...now may be a good time to consider refinancing your mortgage. But wait...first learn about what refinancing is, why you should consider it, and what are those dang costs that go along side that lower interest rate. Drew and Cavan dive deep into the topic of mortgage refinancing. Also, this weeks question is all about what to do with $25k right before retirement. Anyone up for some apple crisp?! There may be some fresh dessert in the neighborhood.