How about a no risk, lifetime retirement income, increasing each year with inflation and with significant Centrelink benefits?

Sound good ?

It's called an annuity and in this episode we explain how they work and why the Government is keen to see you use them.

In this "how-to" episode, we explain how you can establish an investment for little kids. Whether it is with a few hundred or a a few thousand dollars, the legal and practical things you need to know. We also provide a simple explanation about ETFs and things to watch for.

We pull apart how a managed fund - which includes super funds -actually work. How can you pick a good one from the thousands on offer - and get objective information? This is how the good planners do it. We speak to one of the World's Largest Fund Manager research houses - Morningstar,

We explain what taxes apply to your super when you die and some simple tricks you can do to minimise the impact on your loved ones. Savings of more than $60,000 in tax might just be, a few clicks away...

In this session we answered questions dealing with Enduring Powers Of Attorney, how much can a senior earn before paying tax, Aged Care RADs and heaps of Super Questions?

Enjoy

(and don't forget to rate and subscribe!)

websites mentioned:

netplan.com.au

moneysmart.gov.au

cifaa.asn.au

We explore the benefits of using the empty bedrooms in your home to make tax-free income, where only a fraction might be assessable by Centrelink. That also means that when it comes time to sell, you won't be up for Capital Gains Tax.

This is an update with the latest figures and tricks on how to boost your Centrelink Pension if you are affected by the Asset Means test. It includes a full explanation of the gifting rules.

Please remember to rate us and subscribe to future episodes.

How you can save hundreds with DIY tax returns - free and assisted by the ATO. Get free help if you income is under $60,000. Calls on Account Based Pensions and Super

One of the most common questions asked? How can I access my super ? What are the rules about getting hold of my super before I'm retired?

In this episode, we talk to someone who accessed $67,000 to fix his teeth and the nasty surprise he discovered weeks later.

Compassionate Grounds, Severe Financial Hardship - what are the rules ?

When is the boss required to pay your super ? We explain to Cameron why Salary Sacrificing EVERYTHING to super is not always a good idea and Chad discovers what happens if you go over your super contribution cap limit. Plus lots more.