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Roland and Heidi discuss homeownership opportunities and resources for 2026. They highlight the Nevada Housing Division's $20,000 Worker Advantage program, available to healthcare, construction, education, and public safety workers, offering down payment assistance and interest rate reduction options. They also mention the First Time Home Buyer program and the HIP DPA, which can provide up to 5% down payment assistance. Additionally, they discuss refinancing options, including HELOCs and cash-out refinancing, emphasizing the importance of understanding one's financial goals and long-term implications.
By Mortgage MattersRoland and Heidi discuss homeownership opportunities and resources for 2026. They highlight the Nevada Housing Division's $20,000 Worker Advantage program, available to healthcare, construction, education, and public safety workers, offering down payment assistance and interest rate reduction options. They also mention the First Time Home Buyer program and the HIP DPA, which can provide up to 5% down payment assistance. Additionally, they discuss refinancing options, including HELOCs and cash-out refinancing, emphasizing the importance of understanding one's financial goals and long-term implications.