Our expert hosts, David Brear, Jason Bates and Simon Taylor are joined by some great guests to talk about the most notable fintech, financial services and banking news from the week of the financial crisis in 2008! This week's guests include:



Caroline Plumb - CEO Fluidly

 Nick Ogden, most recently - and excitingly - Founder RTGS



We cover the following stories from the fintech and financial services space from 2008:



Lehman Brothers File for Bankruptcy (03:23)

Bush Wants Bailout for Banks  (08:15)

The UK Nationalises Bradford & Bingley… to sell them to Santander (19:58)

Stocks Take Record Tumble, Down 777 points (27:27)

Bernard Madoff Arrested over alleged $50 billion fraud (36:12)

Sale of PPI with Loans ‘To be banned’ (41:04)

Man’s ‘Pants’ password is changed (48:10)





Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. 


Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.


If you enjoyed don't forget to subscribe and please leave a review


Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!
Special Guests: Caroline Plumb and Nick Ogden.
Links:

BBC NEWS | England | Shropshire | Man's 'pants' password is changed

Subscribe to read | Financial Times

Administration Is Seeking $700 Billion for Wall Street - The New York Times

Subscribe to read | Financial Times

Stocks Take Record Tumble, Down 777 Points - CBS News

Fireside

Sale of PPI with loans 'to be banned' - Telegraph


      
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368. News: 2008 throwback special

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Plus, every other Wednesday our new season of Focus, in collaboration with Visa, takes a closer look at different financial sectors across the Middle East and Europe. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
Want to get involved in the conversation?
Connect with us now on LinkedIn, X, Instagram and TikTok

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Our expert host Nadine Timmer-Bodenstein is joined by some great guests to discuss how wealth management continues to provide value to the estimated 15 million High Net Worth Individuals around the world.
It’s a small market, but a highly valuable one, and as wealth services become more democratised, and more mass market solutions are rolled out, we discuss how wealth management can continue creating value to younger HNWIs with ever-changing needs.
What do high net worth individuals expect from their financial services?
What challenges do they face?
And does mo' money really mean mo' problems?

This week's guests include:

Will Jones, Chief Design and Product Officer at 11:FS

Daniel Gold, CEO and Founder of Stratiphy

Giles Hutson, CEO of Insignis Cash

Alexandra Loydon, Private Client Director at St. James's Place


Highlights from this episode:

Who is a High Net Worth Individual? (05:30)

A different risk appetite and a larger capacity to invest (11:50)

How people find wealth affects what they need (14:40)

Serving both established and newer clients (19:46)

How has WealthTech changed the products and services on offer? (24:05)

Translating client need into good product design (28:26)

People want automation (31:45)

Can digital wealth management be rolled out to mass market (35:30)

The biggest trend or innovation in wealth management (39:30)


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

854. Insights: How to create value for High Net Worth Individuals (HNWIs)

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Malak Hisham El Baba, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it.
In this episode they take a closer look at Egypt, one of the most populous countries in the world, and one of the largest economies in Africa. However, a significant part of their population remains unbanked, with access to financial services an ongoing challenge. They discuss Egypt’s financial system, the current opportunities for fintechs, and how they can support continued growth in the country.

This week's guests include

Malak Hisham El Baba, Vice President and Head of Egypt at Visa

Walid Hassouna, CEO, Valu


Highlights from this episode:

An overview of the current financial landscape in Egypt (04:35)

The biggest fintechs in Egypt (09:13)

The importance of national schemes in growing infrastructure (14:40)

Opportunities for growth in Egypt (26:38)

How to create material benefits for the economy (29:16)

Do fintechs need to partner with banks? (32:59)

The importance of capital and international investment (36:58)


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This episode is sponsored by Visa
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

853. Focus: How is Egypt is attracting international investment to bank the unbanked

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden.

This week's guests include:


Jonathan Vaux, Head of Partnerships and Propositions at Thredd


Scott Abrahams, Executive Vice President, Global Channel Partners at Mastercard


We cover the following stories from the fintech and financial services space:


Visa launch open banking in the US via Tink (04:30)


Mastercard and PrestaShop deploy Click to Pay across Europe (18:47)


Republic First become the US bank to fail in 2024 (33:25)


The European Union agree new AML regulations (44:47)


Q1 sees 500 fintech deals (52:55)


An Australian woman loses her job after employer tracks her with keystroke technology (53:50)


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

852. News: The first American bank failure of 2024, as Visa launch US open banking

Our expert host Kate Moody is joined by some great guests in the second of our two part special, 'How to Buy a Bank'.
In the previous episode, David Brear and guests covered what actually happens when one bank decides to buy another. So in this episode we are diving deep inside banks, to uncover what really goes on in the organisations themselves during a merger or acquisition, once the ink is dry and the businesses now have to work together.
The process of actually combining two banks can take months, even years, as departments, systems, processes, and people are brought together under one group.
Not only do banks need to consider the practical things, like which IT system to use, or how to get everyone from one email server to another, but there are also wider cultural challenges.
How do you combine two workforces, and two ways of working, into one harmonious company set up for long term success?

This week's guests include:

Dave Morris, Global Head of Technology at 11:FS

Rupy Malizia, Chief Strategic Transformation Officer at HSBC Innovation Banking

Mariela Hunter, a Fractional COO


Highlights from this episode:

How early in a merger should you think about the tech? (04:30)

The hardest thing to manage about a transition (09:25)

The focus is 90% on tech and data is an afterthought (14:30)

What are the dependencies around a bank? (19:20)

Taking staff on the journey (24:30)

Leveraging feedback loops (28:45)

Merging teams in separate locations (34:55)

Company culture and benefits (37:20)


Integrating tech, combining cultures, streamlining products - acquisitions have plenty of moving parts but here at 11:FS, we've got the in-house expertise to help make that process as smooth as possible. Whether you're laying the foundations for a big move or trying to break free of ongoing legacy tech issues, 11:FS Ventures is here to help. Get in touch at 11fs.com/ventures and let's chat.

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

851. Insights: How to buy a bank - part 2

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden.

This week's guests include:


Charles Delingpole, Chairman and Co-founder of ComplyAdvantage


Sophie Winwood, Co-Founder & CEO @ WVC:E and Operating Partner @ Foxe Capital


Matt Bird, CEO of Lemon


We cover the following stories from the fintech and financial services space:


Ramp secures $150m in series D-2 funding (05:12)


Goldman Sachs sells its Marcus Invest book to Betterment (16:48)


ComplyAdvantage acquires Golden to strengthen financial crime intelligence offering (28:03)


Cairo-based FinTech Bokra secures $4.6m to revolutionise WealthTech in MENA (40:47)


UniCredit switches to Mastercard Touch Card™ with accessibility features for blind and partially sighted people (49:25)


Monzo offer customers free sausage rolls in premium subscription drive  (50:50)


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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

368. News: 2008 throwback special

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