On this episode of Retire Ready, Bailey Woods from Nicholas Wealth Management takes on the most common questions people face as they approach retirement: Can we retire? Will our savings last? Are we truly prepared for the years ahead? Bailey breaks down how to evaluate your income needs, structure a reliable withdrawal strategy, understand taxes in retirement, and pick the right retirement date for your situation.

Aaron Jones of Nicholas Wealth Management shares the essential financial steps to review before the ball drops. From taxes to investments to retirement income planning, this episode helps you wrap up the year wisely and start the next one on solid footing.

“In this episode, we break down the major policy changes affecting retirees — from new tax rules in the “Big Beautiful Bill” to shifts in tariffs and interest rates. Learn how these updates may influence retirement income, Social Security taxation, and long-term planning strategies. “

“On this episode of Retire Ready with David Nicholas, David breaks down how the recent government shutdown and market uncertainty could shape the months ahead. From the reopening’s potential boost to the economy to the Fed’s next rate decision, David explains what retirees and investors should be watching.”

“On this episode, the conversation turns to one of the biggest concerns for retirees — making your money last. The discussion explores how rising prices impact everything from groceries to cars and how thoughtful income planning can help offset inflation.”

Most people save for retirement — but few have a full retirement plan. David Nicholas explains how to move from saving to strategizing, covering key topics like building reliable income streams, reducing taxes, and planning for healthcare and legacy needs. If you’re within five to ten years of retirement, this episode is your roadmap to get prepared.

Roth Conversions

This week’s episode dives into how shifting markets and emerging technologies are shaping today’s investment landscape. The discussion covers why Bitcoin and gold are being seen as new “safe haven” assets during economic uncertainty, and how AI’s explosive growth is driving demand in sectors like energy, nuclear power, and infrastructure. You’ll also hear insights on positioning your portfolio for the next decade — not the last — with strategies that adapt to inflation, rate cuts, and rapid innovation.

“In this episode of Retire Ready with David Nicholas, David unpacks a claim from 60 Minutes comparing today’s economy to the years before the Great Depression. He explains why the 1920s “Wild West” financial system was so different from today’s markets — and why modern safeguards like FDIC insurance and Social Security make another depression less likely.”

This week’s episode dives into how shifting markets and emerging technologies are shaping today’s investment landscape. The discussion covers why Bitcoin and gold are being seen as new “safe haven” assets during economic uncertainty, and how AI’s explosive growth is driving demand in sectors like energy, nuclear power, and infrastructure. You’ll also hear insights on positioning your portfolio for the next decade — not the last — with strategies that adapt to inflation, rate cuts, and rapid innovation.