Many insured consumers may be in for a nasty surprise for wrongly believing that they enjoy blanket cover from their insurer. The reality is however that their cover is limited to that specifically agreed with their insurer.

The cover usually relates only to physical damage sustained to an insured object, meaning that, unless otherwise agreed, any consequential loss stemming from the damage to an insured object is excluded. Consequential loss is best described as an indirect loss, not related to the value of an insured object.

Guest : George Herbst –an Insurance Law expert and Director at Barnard Inc

If you were to change certain aspects in your partner what will that be and why?

-If a relationship or marriage had an expiry date would you renew it?  If so, under which conditions?

-What is the missing link in your relationship?

-How do you tell your partner that you are sexually unsatisfied?

Guest on the line: Dr. Mashudu David Mbedzi, marriage counsellor and author of the book titled “Married but Intimately Divorced”.

Since its 1926 inception, Black History Month every February has been a celebration of "Africanness" beyond the confines of US borders.

The famous African Americans who shaped history's course include Barack Obama, Martin Luther King, Muhammed Ali, abolitionist Harriet Tubman and brilliant mathematician Benjamin Banneker. In Black History Month, celebrated each February, the global community is encouraged to honour those in the "historical and contemporary African diaspora" who meaningfully contribute to their communities.

If there are about 140 million Africans (whose ancestors were forced into slavery) around the world, it makes sense to mark the achievement and travails of African heritage, not as a pithy "hero's journey" or about overcoming adversity, but indeed as a way to illuminate the everyday lives of those of African descent – past and present. The Black History Month (BHM) founders may have conceived of it as a United States initiative and one that would find expression mostly within the country. Ninety-six years, since its 1926 inception, every February has become a celebration of "Africanness" beyond the confines of US borders. It is an idea so powerful it has transcended the epoch of its origin and the bounds of geography to become a truly global phenomenon.

Guest 1 on the line: Public Service Commission Chairperson Prof. Somadoda Fikeni

Abantu Crafts (Pty) Ltd is a township based and woman owned small business serving Educators, Local crafters, MICE Industries, Property developers, Engineers, Architects and Manufacturers with Laser Engraving and Cutting services. We are the largest black owned laser cutting company based in South Africa, offering great prices and fast delivery times as we are based in the hub of all major transportation lines. We provide clear, unique and intricate designs that are tailor made to suit the needs of every client.

Below is the abridged list of products and services we provide: · Customized Packaging (Take-away boxes, product line packaging, etc.) · Rubber Stamps (Self inking stamps and Wooden block rubber stamps) · Educational Toys and Material · Engraving Services (Tool marking, Metal scoring, etc.) · Events Management Combos · Décor (Wall Paper Stencils and Ambience Art Pieces) · Signage (Shopfront, Directional and Interpretive)

Guest on the line: Celiwe Setai –Owner and founder of Abantu Crafts (Pty) Ltd

Guest on the line: Tsitso Setai –Owner and founder of Abantu Crafts (Pty) Ltd

The Inkatha Freedom Party (IFP) believes it can retain power in all but “one or two” of the 29 KwaZulu-Natal municipalities under its control despite the collapse of its coalition agreement with the Economic Freedom Fighters (EFF)

On Sunday, EFF president Julius Malema announced that his party had instructed EFF deputy mayors in eight hung KwaZulu-Natal councils to resign with immediate effect and that the co-governance agreement between the two parties was over.

The resignations could cost the IFP control of the uMhlathuze, Dannhauser, Mtubatuba, Nongoma and Maphumulo local councils, as well as the uThukela, Zululand and Amajuba district municipalities, all of which it took with the support of the EFF after November 2021 local government elections.

The party has reversed the electoral losses it sustained in 2011 in subsequent local and provincial elections, taking back control of 26 municipalities — some of them hung — as well as clawing back provincial votes in the 2019 poll.

Guest on the line: IFP president- Velenkosini Hlabisa

Sibling rivalry is so typical that most people tend to think of it as a regular part of life. If normal means what happens the most, perhaps sibling rivalry like thinking "I hate my sister" or "I hate my brother" is normal. However, another characteristic of normal could be whatever improves overall mental health. So many people have given up on doing something about sibling rivalry and instead have developed a long list of reasons why it could be good, overall. What do most people think? Has sibling rivalry improved their lives? Prior to answering that question people may want to consider what sibling rivalry is and how it affects people, as children and later when they become adults.

Guest on the line: Dr Mpumelelo Ncube -HoD & Senior Lecturer Dept. of Social Work University of the Free State

The operation has to be paused up until load shedding is better, at least stage 1 and 2. Petrol and diesel fees are manageable.

Guest on the line: Thulani Ntshangase –of Siphosethu Investment Poultry (pty) LTD

Social conversations: Restaurant Industry & Business MentorshIP

From humble beginnings, having grown up in the small town of Witbank, Mike started his first business in 1986, a contract catering company called Feedem, now the Feedem Group operates throughout Southern Africa. He co-founded Mugg & Bean franchising with Ben Filmalter and as CEO, grew the business from 2 stores to over 200 in South Africa and internationally...

The Meyersdal resident is a family-oriented father of three and an established entrepreneur who has positively impacted the lives of budding entrepreneurs.

His life’s endeavours are a true reflection of hard work and perseverance

NB: They sold a Mugg n Bean to Famous Brands -

Maree considers his life a living testimony after being declared cancer-free a few years after the death of Mugg and Bean founding partner Ben Filmalter.

Guest 1 on the line: Gugulethu G. Xaba -Chairman Adamo Holdings (Pty) Ltd / Amandla Omnotho

Guest 2 on the line:Mr Mike Maree-co-founder of Mugg & Bean which he co-founded with Ben Filmalter

Justice Edwin Cameron argues that the decriminalization bill is a big step. He writes that Parliament should adopt the bill and as soon as possible.

 On 30 November 2022, Cabinet at last approved a draft statute to abolish criminal penalties for sex work (Criminal Law (Sexual Offences and Related Matters) Amendment Bill). The Bill scraps the crime of buying and selling adult sexual services. It opens a path to victory for activists who over long years, campaigned for it.

The Bill aims to spear two history-encrusted laws: the Sexual Offences Act 1957 (apartheid's fearsome "Immorality Act") and section 11 of the Criminal Law (Sexual Offences and Related Matters) Amendment Act of 2007. Both target adults, mostly vulnerable women, who make a living by selling sex.

Having secured Cabinet endorsement, the Bill is now up for public comment. The moralist lobby have seized the chance to push back hard. They want the law to continue punishing women and others who engage in sex for reward.

Yet Parliament should adopt the Bill – and as soon as possible. Penalties on adult sex work are a horrible hangover from a harsher, more ignorant, less public-health-conscious era. They have no place in a healthy democracy. As with ancient crimes targeting queer people like myself, and the appalling apartheid penalties for sex between black and white, these laws are harmful, degrading and unjust. We should consign them to the dustbin without more ado.

Guest on the line:  Justice Edwin Cameron, academic, jurist, author and recently retired Constitutional Court judge, was elected to the office of Chancellor of Stellenbosch University (SU) on 25 September 2019. ​

Closet Conversations –The Complete Marriage and Relationships Masterclass

If you were to change certain aspects in your partner what will that be and why?

-If a relationship or marriage had an expiry date would you renew it?  If so, under which conditions?

-What is the missing link in your relationship?

-How do you tell your partner that you are sexually unsatisfied?

Guest on the line: Dr. Mashudu David Mbedzi, marriage counsellor and author of the book titled “Married but Intimately Divorced”.