Nisa Invest Tea Talk

This week we delve into a profound topic: gratitude. This episode, titled “Finding Rizq,” explores what it truly means to recognize and be grateful for the sustenance (rizq) in our lives. Rizq encompasses more than just finances and wealth; it includes health, food, intellect, resources, time, and ultimately, life itself.More

This week’s episode is about feeling better about making long-term decisions. Investing for the long-term can be difficult because of a phenomenon called “present bias”. Where we as human beings to give more weight to present costs relative to the rewards that we might get into the future. Luckily, there are things we can do…More

This week’s episode is about developing a strong payday routine to manage salaries responsibly. To me that can be summarised as one that is simple, sustainable and agreed in advance of actual payday.More

This episode is dedicated to giving ourselves the space to think equally about what impacts our income – such as taxes and debt payments – which will be acting as a drag on any investments we wish to make. That is why in personal finance it is so crucial to do things in a certain…More

This week’s episode is about reflecting on another important concept in our financial mindset as Muslims. And that is the concept of having Tawakkul – this relates to the idea of “tying your camel” which is in fact the tagline for Nisa Invest. So this week we will be discussing the ways in which we…More

Q26: More on financial literacy – halal ways of spending and saving. In answer to this question we focus more on how what are the fundamentals of personal finance. These fundamentals are all about increasing your financial resilience. So that’s looking at your emergency fund and then also giving yourself room to breathe when it…More

Q25: Which investment platform / sites do you use? One question is what to invest in, the other question is where do you go to invest? In this episode we go through four platforms that offer shariah compliant investment options and compare and contrast them.More

Q24: How do you invest when all you have done is save? One of the first theories I developed as a financial planner is that getting yourself to a position where you are investing consistently and for the long-term is a great financial goal to have. In this episode we talk about how what it…More

NHS pensions are a type of “defined benefit” pension – what does that mean and how do they work? It seems simple, but when it comes to retirement the important question to ask is what does what I am doing today mean for how much I will have when I retire? In this episode we…More

Q22: Other than for a mortgage, what are credit scores used for? This week’s episode is about credit scores and we’re answering three simple questions: 1/ What is a credit score?2/ How do we check ours?3/ What is it used for / why does it matter?More