Did you know that you can assume a mortgage? We chat with Nick Wooldridge of V.I.P. Mortgage on assumable mortgages and the details that go along with them. Like for instance, did you know you can assume a VA loan? 

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On this episode we talk about ARM (Adjustable Rate Mortgages) loans with our guest, Nick Woolridge NMLS# 2025188 with VIP Mortgage. Many people think ARM loans were a big part of the 2008 crash. We dispel some of those myths and and talk about why they may be making a comeback.

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This is something that many in the industry aren't really talking about. It has become glaringly obvious during the pandemic and housing boom or 2020/21 that we do not have enough housing opportunities in the first-time buyer and first-time renter as affordability and inventory wanes. In this episode we discuss possible solutions.

Here is the article referenced in this podcast:

https://www.whitehouse.gov/cea/written-materials/2021/09/01/alleviating-supply-constraints-in-the-housing-market/

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There is more than one way to hire a real estate agent. This goes into some of the industry intricacies about the ways an agent represents you ...or doesn't! This is very important to know as you move forward with buying or selling any real estate. 

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Fortune Magazine recently put out a very informative article on interest rates adjusted for inflation. For the first time EVER, we are in negative territory. We go into a deep dive as to what that means for homebuyers.

Check out the Fortune article HERE 

Another article going over the same info without a pay option HERE

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We tend to find reasons to look for a housing crash because, let's be honest, the scar from 2008 isn't fully healed for many homebuyers. In this podcast we look at the differences as to why this is mostly an economic downturn instead of a housing downturn.

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Jill Paddock talks to one of the teams preferred home inspectors yet again, Celia Webb with Always Faithful Home Inspection, in the second part of the two part series going over the importance of a home inspection.

Celia Webb can be contacted at here website: Always Faithful  Or you can check out her instagram @alwaysfaithfulhomeinspection

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Jill Paddock talks to one of the teams preferred home inspectors, Celia Webb with Always Faithful Home Inspection, and they go over the importance of having a home inspection if you are buying, what they look at, and why the inspection report is crucial to have for a negotiating tactic.

Celia Webb can be contacted at here website: Always Faithful  Or you can check out her instagram @alwaysfaithfulhomeinspection

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We sat down with Rob Young, a buyer who started the new construction process in March of 2020 and is finally moving into his home. He walks us through his purchase process of a new construction home. The good, the bad, and the ugly!

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Opendoor recently posted some interesting figures about how much they make on an average home sale. The numbers shocked us at how much sellers are leaving on the table going the "convenient" route. If you are thinking about selling to an iBuyer, LISTEN TO THIS FIRST!

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Do you have feedback, comments or topics that you would like us to cover? Reach out to us: [email protected]

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