This week on No Surrender, we're tackling four topics guaranteed to start hot takes & fierce debates across the industry:

🔥 Is there really an inventory shortage, or are we looking at the market all wrong?
🔥 We no longer have a 30 year fixed rate mortgage
🔥 AI is everywhere, but is the industry focused on the right inflection point?
🔥 100% FHA financing: smart solution for affordability or repeating past mistakes?

The only housing live stream where the hosts regularly disagree with each other...and somehow keep coming back the following week😉.

LIVE Thursday at 1PM EST with Erin Dee, MBA and Coby Hakalir.

This week on No Surrender, we’re pulling on every thread the mortgage industry can’t stop talking about right now.

• LO comp
•  Mortgage’s New Platform Era
• What will appraisals look like in 5 years?
• Basel III and the IMBs
• Erin Dee on Hinge and what does that mean for the Charlotte Metro Area? 

Some of these conversations are serious. Some are ridiculous. Most are probably going to start arguments.

That’s exactly why you should tune in.

LIVE Thursday at 1PM EST with Greg Sher, Erin Dee, and Coby Hakalir.

This week on No Surrender, Greg Sher, Erin Dee, and Coby Hakalir tackle one of the biggest questions in housing today:

Does it actually make more sense to rent instead of buy right now?

From affordability pressures and rising insurance costs to declining values in certain markets, the crew debates whether the traditional “buy at all costs” mindset still holds true in today’s economy.

They also dive into:

•  Whether loan officers should advise caution to buyers 
•  The future of home affordability 
•  AI-driven mortgage fraud concerns 
•  Growing risks in the non-QM market 
•  Rising rates, inflation, and global conflict impacts 
•  Housing policy fixes that could actually move the needle 

One of the most heated — and honest — No Surrender episodes yet.

Fed chaos. Inflation fears. UWM drama. FHA stress. AI replacing originators?

Yeah… this episode went everywhere.

Episode 4 of No Surrender officially introduces Erin Dee alongside Greg Sher and Coby Hakalir — and the debates started immediately.

This episode dives into:
 🔥 Trump, the Fed & political pressure
 🔥 Inflation and consumer pain
 🔥 The UWM vs Rocket battle escalating
 🔥 FHA delinquencies & underwater borrowers
 🔥 Whether AI will eliminate most loan officers
 🔥 Why parts of the economy may already be cracking

Plus… childhood photos, sock puppets, and absolute chaos.

Hot Takes. Fierce Debates. No Surrender.

In Episode 3, we’re tackling some of the most controversial shifts happening in housing right now:

•  The return of Option ARM-style products, reverse/equity select loans, and what it signals
• DU approvals with little to no credit minimums — and where the line actually is 
•  The Michael Burry “no housing shortage” argument — and why it’s sparking major debate 
• CMBS pressure — is there a commercial cliff coming or a massive opportunity? 
•  And the ongoing broker vs banker feud (CCM, Two Harbors, IMBs) and why it matters 

Big topics. Real tension. Different perspectives.

No Surrender.

The debate gets louder in Episode 2.

Greg Sher is back with Coby Hakalir and Jennifer McGuinness, diving headfirst into the biggest power shifts happening across housing and mortgage right now. From private listing wars and shrinking transparency, to who really controls the borrower relationship, this episode pulls back the curtain on where the industry is heading.

The conversation heats up around FICO pricing, competition (or lack of it), and whether the industry is overreacting—or not reacting enough. Add in rising rates, global pressure from war, LO comp reform, and the ongoing fight between brokers, banks, and IMBs… and you’ve got a full-blown clash of perspectives.

No scripts. No filters. Just real opinions, sharp disagreements, and a deeper look at what’s actually driving this market.

If you care about where housing is going—and who’s going to win—this is one you don’t want to miss.

The first episode of No Surrender is here—and it delivers exactly what the industry’s been missing: real opinions, real tension, and zero pretending to agree.

Greg Sher is joined by Coby Hakalir and Jennifer McGuinness for a fast-paced, no-holds-barred debate on the biggest issues shaping housing and mortgage right now. From executive orders and bank re-entry into lending, to Opendoor’s headline-grabbing rates, evolving LO comp models, and the ongoing credit bureau chaos—nothing is off limits.

This isn’t a polished panel. It’s three industry insiders challenging each other in real time, unpacking what actually matters for lenders, borrowers, and the future of the business.

If you want honest takes, sharp disagreement, and conversations that actually move the needle—this is it.