PEO Playbook

No, You Don’t Have a “1099 Employee” Let’s Get It Right


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If you’ve ever used the phrase “1099 employee,” this episode is for you. In Episode 9 of The PEO Playbook, Chad Philly breaks down the real differences between independent contractors and W-2 employees—and what happens when business owners get it wrong. Learn about behavioral and financial control, relationship-based tests, and the legal consequences of misclassification. This episode walks you through how to avoid tax penalties, workers' comp exposure, and lawsuits—before it’s too late.

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PEO PlaybookBy Staff Brokers