AND NOW A WORD FROM OUR SPONSOR:

Have you ever had your identity stolen? I have and it’s no picnic. Protecting yourself online is a critical first step.

Incogni’s Unlimited plan puts you back in control of your online privacy, keeping you safer from harmful scams, identity theft, financial fraud, and other threats.

Incogni deletes your exposed personal data from the web—the same data scammers buy to target victims. The less they can see about you, the safer you stay. Try Incogni here and get 55% off your annual subscription with code JIM55.

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit jimacosta.substack.com/subscribe