Not Your Father's Two Cents

72% of Americans say they’re worried taking amini retirement could damage their future retirement security.

Sources:

https://www.businesswire.com/news/home/20261001555910/en/New-MassMutual-Research-Reveals-72-of-Americans-Worry-That-Taking-a-Mini-Retirement-Would-Damage-Their-Retirement-Security?utm_source

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

New research from Basis found nearly 7 in 10 consumers shop early to avoid delays, while more than half look for holiday deals throughout the year.

Sources:

https://basis.com/reports/2026-holiday-shopping-and-advertising-trends-report?utm_source

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

The Consumer Financial Protections Board found 4in 5 Americans say the financial situations of those close to them have influenced the way they think about their own finances.

Sources:

https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/consumer-surveys/financial-fomo-a-survey-about-money-and-relationships.pdf 

https://www.empower.com/the-currency/financial-fomo-research 

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Empower found 65% of Americans would save orinvest a financial windfall and 52% said they would use it to pay off debt.

Sources:

https://www.empower.com/the-currency/money/spending-a-windfall-research?utm_source

Disclosure:The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Responsibilities can vary depending on theadvisor, the firm and the services included in the relationship, while some financial decisions may require the expertise of another professional.

Sources:

NA

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

From Social Security and TSPs, healthcare and insurance-- federal employees have one of the most comprehensive retirement systems in the country.

Sources:

N/A

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Whether it’s deciding what age you want toretire, how much income you’ll need to maintain your lifestyle, or your future healthcare, it’s easy to get overwhelmed.

Sources:

https://www.fastcompany.com/91584794/3-tricky-retirement-decisions-and-how-to-tackle-them

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

More than 70% of retirees say they're carrying some form of regret. Especially, when it comes to saving.

Sources:

https://www.investopedia.com/the-majority-of-retirees-say-they-regret-not-saving-enough-or-saving-sooner-12031112?utm_source

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

The average American carries around $63,500,according to the Federal Reserve Bank of New York.

Sources:

https://www.newyorkfed.org/microeconomics/databank⁠

⁠https://usafacts.org/answers/how-much-debt-does-the-average-american-owe/country/united-states/⁠

⁠https://www.wsj.com/personal-finance/credit/debt-collectors-chase-more-consumers-in-court-f8d0ed3f?mod=credit_news_article_pos2

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

It’s uncomfortable, but having conversationsabout future financial planning, healthcare, caregiving preferences and estateaffairs are crucial, especially in life-altering situations.

Sources:

https://www.wsj.com/personal-finance/when-its-time-to-have-the-talk-with-your-parents-54d93bb5?mod=personal-finance_lead_pos4

Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.