The holidays are here and that means Americans will be spending some much-needed time with their family and friends. In this episode, we're discussing ways to get the estate planning conversation started and why the holidays might be the perfect time to do it.

Data shows more and more Americans are turning to a DINK/SINK lifestyle. But, are they doing it because they want to or because they have to? We're exploring what this lifestyle looks like, why it's happening, and what you need to know if you're living one.

Sources:

https://www.forbes.com/sites/jackkelly/2024/06/20/the-rise-in-dinks-sinks-dinkwads-kippers/ 

https://www.marketwatch.com/guides/savings/dinks-survey-2024/ 

Have you ever heard of a fin-fluencer? These financial influencers use their social media platforms to share information and personal finance tips. But are they trustworthy?

Sources:

https://www.forbes.com/advisor/investing/financial-advisor/adults-financial-advice-social-media/ 

https://www.finrafoundation.org/sites/finrafoundation/files/NFCS-Investor-Report-Changing-Landscape.pdf

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

It's Election Day and many Americans will be lining up at the polls to vote for the next president, but not everyone takes advantage of this opportunity. In this episode, we're talking about the financial cost of choosing not to vote in this election.

Sources:

https://projects.fivethirtyeight.com/non-voters-poll-2020-election/ 

https://www.cnbc.com/2020/10/30/why-people-choose-not-to-vote.html

Halloween is just days away and many people are feeling spooked by their finances. A recent Capitol One survey found 77% of Americans report feeling anxious about their financial situation. In this episode, we're discussing ways to manage those fears instead of allowing them to control you.

Sources:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Renting versus buying. There are pros and cons

Sources:

https://www.creditkarma.com/about/commentary/many-americans-opt-for-a-rent-first-lifestyle

Would you consider keeping a financial secret from your partner cheating? In this episode, we're unpacking what financial infidelity is, what it looks like, and how to make money talk a regular part of your relationship.

Sources:

https://www.bankrate.com/credit-cards/news/financial-infidelity-survey/ 

https://www.debt.com/research/divorce-survey/ 

Getting a college degree comes with a hefty price tag. Tune in to learn how you can help make paying for college more affordable.

Sources:

https://www.salliemae.com/about/leading-research/how-america-pays-for-college/ 

data

https://www.cnn.com/2023/06/30/politics/supreme-court-student-loan-forgiveness-biden/index.html 

https://newsroom.fidelity.com/pressreleases/fidelity--study--saving-for-college-tops-parents--priority-list--yet-families-face-a-savings-shortfa/s/f0c468e8-2253-451d-8ecb-215b5d335bc4 

https://www.forbes.com/advisor/student-loans/student-loan-repayment-after-payment-pause/#:~:text=40%25%20Of%20Federal%20Loan%20Borrowers%20Missed%20First%20Payment%20After%20Payment%20Pause.

https://educationdata.org/college-savings-statistics 

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

They say the adult version of looking at your report card is checking your bank account. And unfortunately, that’s becoming a reality for so many Americans. So what steps can you take to boost your savings?

Sources:

https://www.cnbc.com/2024/01/24/many-americans-cannot-pay-for-an-unexpected-1000-expense-heres-why.html 

https://techreport.com/statistics/business-workplace/gig-economy-statistics/#:~:text=Key%20Gig%20Economy%20Statistics,-Over%20two%2Dthirds&text=the%20United%20States.-,Experts%20had%20high%20hopes%20that%20the%20gig%20economy%20would%20hit,at%20the%20end%20of%202020

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

Have you ever wanted or needed something, but didn’t have the money to pay for it? Enter buy now, pay later. This service is growing in popularity allowing buyers to purchase items now and pay for them through a series of interest-free installments later. But could using buy now, pay later apps be dangerous?

Sources:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.