If fintech were an NBA trade deadline, yesterday would’ve blown up your group chats. Nubank (NU) is going for a U.S. bank charter. Stripe just launched Open Issuance, turning stablecoins into an API service. And Robinhood (HOOD) is betting big on prediction markets overseas.

We unpack all three:
📈 Nubank’s risky leap into U.S. banking
🧱 Stripe’s stablecoin factory play
🔮 Robinhood’s global prediction market hustle

Three moves, three new frontiers — all testing how far fintechs can stretch the definition of “finance” before regulators blow the whistle.