Mark interviews Kris from Kris Pedersen Mortgages. Kris has been ranked as being within the top 6 largest mortgage advisors in the country and over the last 10 years he has rapidly become the choice for investors who are serious about wanting to grow their portfolio and utilise market leading advice.

He speaks regularly at various Property Investor Association groups and is a respected commentator on the property and finance markets in New Zealand and overseas and features monthly in the NZ Property Investor Magazine.

They discuss:

• Have banks loosened up on their lending criteria?
• Challenges that clients may be having at the moment
• How clients can be more prepared?
• The upcoming elections

Crystal ball:

• Interest
• LVR (Loan to Value) changes
• DTI (Debt to Income) changes