Not Your Father's Two Cents

O2C: The Hidden Cost of Pausing 401(k) Contributions


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A 2025 Morgan Stanley survey found 39% ofemployees reduced contributions as a result of current economic conditions. So what’s the cost of pausing contributions, and what should you consider before making your choice?


Sources:

https://institutional.vanguard.com/content/dam/inst/iig-transformation/insights/pdf/2025/has/2025_How_America_Saves.pdf

https://www.morganstanley.com/press-releases/retirement-benefits-amid-volatility-morgan-stanley-study-#:~:text=Employees%20are%20tightening%20their%20belts,when%20choosing%20where%20to%20work.


Disclosure:

The views shared in this episode do not serve as professional advice. If you're seeking financial guidance, please consult with a financial expert.

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Not Your Father's Two CentsBy E.