Canadians know about personal financial debt. A report this winter
revealed that household debt levels higher than any other country.
Statistics Canada reported that the ratio of household credit-market debt
to disposable income rose to 171.1 per cent last fall. We’re deficit
spending. We borrow from one to pay off another. We put the balance for our
loans on our credit cards and fold them into our mortgages. Many people
simply feel they can never keep up or are a step from financial ruin. The
word “debt” in the Lord’s prayer suggests that we are in a state of moral
deficit spending. That we owe God our perfect love, our perfect allegiance,
our perfect righteousness, yes we fall short, we cross that line daily. And
so we say, I know I fell short today, but tomorrow I’ll make it up and do
better. But tomorrow comes, and we’re no better than we were today, so we
just add to that deficit. We have accumulated a debt of sin that we can
never pay off. It bears down upon us, and so we do with our moral debt the
same thing that some people do with our financial death, we deny it and
ignore it and bury it until the collector comes and we have no choice but
to face financial ruin. And the reality of life is that each of us will
have to stand before God and give an account of what we have done in our
life to love and glorify him, and we will all be crushed under the weight
of our moral debt.
That is the prayer of “And forgive us our sins” - I recognize the weight of
my sins and my need for the grace of God. This is the forgiveness offered
in the Gospel of Jesus Christ. God has promised us that for the sake of the
life of his son, he will offer to freely forgive any who come to him in
repentance and faith. That through Jesus, death and resurrection, he has
secured for us an eternal inheritance greater than the debt we owed.