It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.

In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.

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Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.

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Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.

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Host Shirley Rooker speaks with psychotherapist and author Jill Robin Payne about various ways to alleviate stress, including “Bempathy,” a way of creating empathy through casual conversation.

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Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?

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Host Shirley Rooker speaks with Rick Berman, RBB Strategies, who cites numerous studies that reveal very high levels of contaminants in the majority of the bottles tested. The simple solution is to clean them thoroughly, especially the lids and the grooves in the bottles, wash with soap and water daily and put in the dishwasher at least once a week.

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Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten as well suggesting ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.

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Host Shirley Rooker wpeaks with Steven Milloy, founder of junkscience.com, who discusses how the climate has fluctuated from hot to the Ice Age and how many of the efforts to stop climate change have failed. He also questions many of the models that have been used to track changes in the climate..  

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Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more. 

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Host Shirley Rooker speaks with Joe Hemsley of Forward Together Financial Wealth Planning, who discusses strategies that can result in lower 2025 taxes. Is deferred income a good strategy? Should you consider a non-Roth IRA? How about increasing contributions to your retirement account? Are you aware of the lifetime gift exclusion?

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