Welcome to another episode of Off Topic with Jason Allen.  I am Jason Allen.  I am a licensed mortgage loan officer servicing my clients and referral partners in Utah since 1992.  I am the host of the podcast.  Whether you’re a first-time homebuyer or if you’ve owned a home this episode is for you.  I explain what you need to know about the March 2021 and April 2021 Utah Housing program updates.  If you are considering buying a home and have little or no down payment…this podcast is for you.  This audio was taken from a previously live broadcast.  I hope you find value in this recording.  Please consider subscribing, sharing and commenting.  So without further adieu...let the podcast begin.

Welcome to another episode of Off Topic with Jason Allen.

I am Jason Allen, I am a licensed mortgage loan officer servicing my clients and referrals partners in Utah since 1992.

I am the host of this podcast.

If you’ve considered renting vs buying, this episode is for you.

I explain everything you need to know when comparing the standard tax deduction and the mortgage interest tax deduction.

This audio was taken from a live broadcast.

This is not tax advice. Also, consult a professional when making a tax-related decision.

Tax laws change from time to time, but at the time of this recording, the laws I use in my examples are current.

There is some math in this recording so you may want to take notes or you can watch the video broadcast of this subject on my page Facebook.com/CallJasonNow.

I hope you find value in this recording.

Please consider subscribing, sharing and commenting.

So without further adieu…let the podcast begin

In this segment Gabriel talks about eligible funds for down payment and closing costs.  Properties that you can buy with the conventional Home Ready or Home Possible (First Time Homebuyer) programs.  Barbecue sauce favorites.  We briefly remember Curt Schilling.

All episodes are recordings of our live web broadcasts so at times the audio quality is..."less than perfect".  In this episode we continue breaking down these two great programs.  Gabriel uses a mortgage industry four letter word.  We discuss the amount you pay for rent in Utah vs mortgage payment.  There are income restrictions?  Gabriel also answers the question of whether or not these programs require all borrower be "first time homebuyers"?  Jason Allen NMLS #292198, Gabriel Romero NMLS #861301