Old Fashioned Finance

The Topic: Early Retirement Withdrawals

For most Americans, retirement accounts make up the bulk of their assets. Which is probably why so many people take early withdrawals when expenses come up. But does it ever really make sense to take money from retirement accounts early? This week Jason and Caleb will dive into if and when it makes sense. They’ll put some math behind it while sipping on a great fall inspired drink, the Campfire Sling!

The Topic: Qualified Charitable Distributions

Deferred retirement accounts are great, but taxes can’t be deferred forever. Or can they? Jason and Caleb talk about the required minimum distribution and what that means for your retirement accounts. You’ll also learn how charitable distributions from retirement accounts can mean tax savings and amplified giving. You won’t want to miss these hot tips on giving!

The Topic: The Wonders of Compound Interest

Welcome to the wonderful world of compound interest! We’ve all heard of it, but how does it actually work? Spoiler Alert: It’s not rocket science! This week Jason and Caleb talk about how compounding can work in your favor or against you. More importantly they’ll also discuss the practical applications for your finances. Sit back and enjoy the show with a delicious fall twist on a classic cocktail, the Apple Cider Manhattan.

The Topic: Risk Tolerance

Too much time and energy is spent on matching up risk tolerance with how portfolios are invested. But why? Is time horizon more important? Listen as Jason and Caleb talk about what risk tolerance is, and why it’s value is oftentimes overstated. They mix up some Dark & Stormy cocktails while they are at it.

The Topic: Order of Savings

You probably understand the importance of saving for the future. But how can you be sure that you are putting money in all the right places? Could you be leaving free money on the table!? This week, the Jasons and Caleb sit down to discuss the order of savings. 401(k)s and IRAs and HSAs, oh my!

The Topic: Becoming Self Employed

So you want to be self-employed. It sounds great! We are big supporters of small business and the benefits it offers to the owners and society, but it’s not all roses. Join Jason and Jason B. as they talk about how to take the leap to becoming self-employed, what to watch out for, and what they wish they knew when they started!

The Topic: 401k Rollovers

It’s the age old question. Should you rollover your 401k or not? While it can be confusing, it's not rocket science. Caleb and Jason discuss when it makes sense to rollover your old retirement plan, and when you should leave it alone. Sit back and enjoy this twist on the classic Manhattan, the Rob Roy!

The Topic: Retirement Distributions

You’ve saved. You’ve invested. You’ve put in the hard work. Now it’s time to flip the switch! Sounds easy, right? Not so fast, my friend. Listen as Jason and Caleb discuss 3 pitfalls that can wreck your plan for distributions in retirement. On this week’s episode the boys mix up a forgotten classic, the El Presidente.

The Topic: New Car vs. Used Car

Should you buy a new or used car? Is leasing ever a good option? How much should you really spend? These are all good questions. Jason and Caleb answer these and more on this week’s episode of Old Fashioned Finance. Join the fun with a perfect pairing: the Rolls Royce cocktail, a luxury twist on a classic martini. This one’s gonna be fancy!

The Topic: Small Business Retirement Plans

If you are a small business owner, or you work for a small business owner, this one’s for you. Listen in as Caleb and Jason B. discuss the nuts and bolts of the most common small business retirement plans. Don’t worry, they keep things SIMPLE and focus on how these plans can work for you! This week the boys are enjoying a pour of 1792 Small Batch bourbon.