On Life With Helen

Are you intimidated by the healthcare system? Or unsure about your doctor’s recommendations? If so, it’s worth reaching out to a  health advocate advisor. 

In this seventh episode, I am so excited to be joined by Renee Balcom, a health advocate advisor. Renee has spent over a decade consulting and providing services to families looking for care solutions for their loved ones. She helps people navigate the healthcare system, make informed care decisions, and cope with the challenges and strains of caregiving. After realizing that overwhelmed family caregivers need a mechanism to quickly find appropriate and professional solutions, Renee created the Silver Lining Network & Directory. Throughout this episode, Renee explains what the job of a health advocate advisor is, stories from her career, and what it looks like to work with her. 

Tune in to this episode of On Life With Helen to hear Part 1 of the conversation with health advocate advisor Renee Balcom! 

In This Episode, You Will Learn:

• About Renee’s background as a health advocate (2:16)
• How Renee connects with her clients  (11:01)
• Renee’s process to creating a care plan for her clients (16:48)
• Renee’s experience discovering client neglect and abuse  (19:09)
• How to get in touch with Renee (32:37)

Connect with Renee 

• Email Renee
• Silver Lining Network & Directory 

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook  Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

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Do you have a Medicare plan? Understanding the ins and outs of Medicare is extremely valuable in order to find the best plan for you. 

In this sixth episode, I am talking all about Medicare - something that all business owners and employees should be informed on. Throughout this episode I explain what Medicare is, how it can save money for both employers and employees, the three paths you can take with Medicare, the pricing of Medicare plans, and some helpful Medicare tips. I hope this episode helps to clear up any misunderstandings you have surrounding Medicare and highlights the benefits of Medicare plans.   

Tune in to this episode of On Life With Helen to learn my breakdown of Medicare! 

In This Episode, You Will Learn:

• What Medicare is (4:26)
• The three paths you can take if you have Medicare (6:18)
• The different costs for Medicare (14:18)
• How you enroll in Parts A and Parts B (20:00)
• Some helpful Medicare tips and information (24:30)

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook  Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

Hosted on Acast. See acast.com/privacy for more information.

What comes to mind when you reflect on the past 12 months? As the year wraps up, it’s a great time to look back at all that you’ve accomplished and how you want to enter into 2022. 

In this fifth episode, I am sharing my reflections from the past year. While there is no denying that the past 12 months had its challenges, there was so much good that came from it as well. Throughout this episode I dive into what I loved about the past year, the different areas of my life that I’ve leveled up in, and the difficult events that I went through as well. I also provide my tips and suggestions on the different questions you can use to reflect and how to set yourself up for success in the next year. I encourage you to grab a journal and join me in reflecting on the past year. 

Tune in to this episode of On Life With Helen to learn the good and the bad from this past year and the lessons I’m taking with me into 2022! 

In This Episode, You Will Learn:

• What I loved about the past 12 months (2:08)
• How I’ve grown in the past year (6:21)
• The difficult things that happened over the past year of my life (8:50)
• Questions you can reflect on (12:43)
• How to build momentum for your goals (19:03)

Resources Mentioned: 

• Jack Canfield Coaching 
• Dave Asprey Intermittent Fasting 

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook  Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

Hosted on Acast. See acast.com/privacy for more information.

Do you have a long term care insurance plan? Many people often think that they do not need long term care insurance or assume it’s included within their health care, which is not the case. 

In this fourth episode, I am talking about long term care and why it is important to have. I often hear from my clients that they already have a family member who can take care of them when they are older, but I think it is best to be prepared and purchase a long term plan. Throughout this episode I dive into the different long term care plans that you can choose between and what the benefits are for each one. I also explain how long term care can be used to help you in the future and provide what I learned when taking care of my mother in her older age. There are many different ways that long term care can be covered and it’s important that you have all the facts so you can set yourself up for the best situation. 

Tune in to this episode of On Life With Helen to learn all about long term care options! 

In This Episode, You Will Learn:

• That your health insurance does not have components for long term care (3:05)
• The different ways that you can insure  long term care (3:41)
• How long term care can be used  (13:56)
• The reasons why people don’t purchase long term care (16:19)
• Examples of assisted technology (23:03)

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook  Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

Hosted on Acast. See acast.com/privacy for more information.

Have you been unsure how to navigate your life insurance policy due to unique events? If you have a question, please seek guidance from myself or another professional in order to set yourself up for the best outcome! 

In this third episode, I am talking about the different events or situations that may affect your life insurance policy. Understanding how life insurance policies can affect the different aspects of your life can be confusing, but all it takes is asking the question to save yourself a big headache. Throughout this episode I talk about the ins and outs of policy ownership, share my advice if you need a policy quickly, provide three examples of compliance, and answer the questions that you emailed me.

Tune in to this episode of On Life With Helen to learn my thoughts, advice, and examples on how to set yourself up for the best situation with your life insurance policy!

In This Episode, You Will Learn:

• About ownership of a life insurance policy (2:48)
• My advice for you if you need a policy quickly  (9:15)
• Three examples of compliance (14:45)
• My answers to listener emails (24:43)

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook  Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

Hosted on Acast. See acast.com/privacy for more information.

Are you a tobacco, nicotine, marijuana, or CBD user? When your life insurance agent asks you this question, it’s important to be honest and upfront. 

In this second episode, I am explaining how using marijuana, CBD, tobacco, and nicotine will impact your life insurance policy. Being transparent with your life insurance agent or broker about the frequency of use is important to make sure that they can find the right carrier for you. Throughout this episode, you will learn the amount of smoking that will bump you to a smoker’s plan, the variety of events that will require a policy review, examples of cases and clients that I have worked on, and what’s to come for future episodes of On Life With Helen. 

Tune in to this episode of On Life With Helen to learn how marijuana and CBD may impact your life insurance policy!

In This Episode, You Will Learn:

• The types of marijuana and CBD use that is acceptable (3:29)
• The life events that will require a change or review of policy (10:12)
• Examples of clients I have worked with (20:26)
• What’s to come in future episodes (26:48)

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

Hosted on Acast. See acast.com/privacy for more information.

Welcome to On Life With Helen! I am so excited to help you start building your life toolbox so you are prepared for the future.

In this first episode, I explain my background growing up, how I began my career, and where I have ended up today. After twenty years in the life insurance industry, I still wake up every morning with the same passion to help people understand what will work best for them and their future. Throughout this episode, you will learn my answers to the common questions about life insurance, the conversations to have with your life insurance agent, and what you should expect in upcoming episodes.

Tune in to the first episode of On Life With Helen to learn how you can begin building your life insurance toolbox!

In This Episode, You Will Learn:

• About my background (2:27)
• The most common questions I get asked  (7:50)
• How hobbies and off time can affect your policy application (16:58)
• What to expect from this podcast (22:00)

Let’s Connect!

• Email
• LinkedIn
• Website - Ornellas Insurance
• Facebook  Page - Ornellas & associates insurance services
• Facebook Profile Helen Ornellas Lanham

Hosted on Acast. See acast.com/privacy for more information.