On The Edge Podcast with Scott Groves

Today we’re here with Matt Hermann, who is a Radiologist, worked in the largest “walled” prison in the USA, rode his bike across the USA, and is currently getting ready to move to Puerto Rico. You might say he’s the most interesting man in the world. Let’s dig in!  

2:00 - Matt worked in the hospital at the Largest Walled Prison in the USA, which is in Michigan. What did you see working in that environment?  

5:00 - How old were you when you worked in the prison hospital, and why did you take the job?  

7:30 - Do you have more sympathy for prisoners since you have first hand experience working with them?  

16:40 - What is the “Opioid Crisis?” In my understanding, it’s an addiction to medication but not hardcore drugs, but how does it happen and what are we doing about it as a nation? In the 90’s we were supposed to like opioids, what happened?  

26:50 - We seem to go back and forward on whether or not the pharmaceutical companies are good or evil. They’re getting sued all the time. What is your opinion on what they’re doing?  

31:15 - Scott discusses some of his own health problems and how pharmaceuticals will most likely allow him to live longer.   

35:30 - People don’t realize we are living in the future, and that is to the detriment of many people’s health. Do you see this as a major problem?  

39:10 - On the vein of us living in the future, Scott discusses some alarming priority issues that exist in his family.   

41:50 - Americans seem to be getting more and more complacent and are not even realizing it. Inflation is out of control, our world footprint is shrinking, our government can’t maintain a budget. Meanwhile, China has a 100 year plan and a ton more experience than we do. Do you think our citizens are ready to not be in the same worldwide position we’ve been in in the near future?  

49:45 - I understand the “why” of crypto, but I don’t understand the “how” or “where.” Can you shed some light on this?  

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   

Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. 

If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!  

New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

This is an abbreviated version of the full podcast, also available here!

Joining us today is Fred Joyal, author of new book Superbold, a #1 Best Seller on Amazon in Lifespan Development. Fred developed the company 1-800-DENTIST, which was a $30B business over its lifetime. Today we’ll learn about what he discusses in the book which details how to thrive by being bold. If you’re naturally shy or passive, this is the podcast for you! We’re excited to have him here on the podcast!

Get Fred’s book today on Amazon! https://amzn.to/3t8xXU7

Why do shy people miss out on opportunities? How do you even know if you’re shy?

Can you explain your methods vs reading other self help books? Why is yours different?  The book is founded on ‘The 5 Words’ PRIDE Method which is: Preparation, Relaxing, Insights, Dosage, and Everyday action. Prepare what you’re gonna say. Learn how to relax in stressful situations.  Can’t give it all away here though, you need to read the book!

The power of 3 deep breaths

Making changes to be a more bold person. Fred explains some examples of what Bold people do, and what you can do to start embracing your inner-boldness.

If you want to get better at something, do it every day.

What’s a good exercise for a super shy person to practice every day?

Scott tells a story about when he was bold in his 20’s.

People are impressed with people that are have confidence. Being shy just makes you fade into the background.

Why are you writing this book now? You’ve been an expert for several decades, why the timing for the book?

Do you have some examples of what you think you may have missed out on before you became bold? And is there an opportunity you’re proud of that you got after becoming bold?

We all know that person who’s bold but inauthentic. Others are bold but never really ask for a favor to be returned. Can you discuss the different levels of being bold and how to be your authentic self at the same time?

Knowing that you’re bold now, what are some goals you have for the future?

Boldness for parents and children may be the next evolution of the Superbold movement. What are some reasons for this?

What is your favorite movie and why?

How to make anybody you meet feel like the most important person ever.

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)

Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized.

I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!

New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

Joining us today is Fred Joyal, author of new book Superbold, a #1 Best Seller on Amazon in Lifespan Development. Fred developed the company 1-800-DENTIST, which was a $30B business over its lifetime. Today we’ll learn about what he discusses in the book which details how to thrive by being bold. If you’re naturally shy or passive, this is the podcast for you! We’re excited to have him here on the podcast!   

Get Fred’s book today on Amazon! https://amzn.to/3t8xXU7 

2:40 - Why do shy people miss out on opportunities? How do you even know if you’re shy?  

6:42 - Can you explain your methods vs reading other self help books? Why is yours different?  The book is founded on ‘The 5 Words’ PRIDE Method which is: Preparation, Relaxing, Insights, Dosage, and Everyday action. Prepare what you’re gonna say. Learn how to relax in stressful situations.  Can’t give it all away here though, you need to read the book!  

11:20 - The power of 3 deep breaths  

14:00 - Making changes to be a more bold person. Fred explains some examples of what Bold people do, and what you can do to start embracing your inner-boldness.   

20:37 - If you want to get better at something, do it every day.    

23:55 - What’s a good exercise for a super shy person to practice every day?  

30:00 - Scott tells a story about when he was bold in his 20’s.   

33:30 - People are impressed with people that are have confidence. Being shy just makes you fade into the background.  

34:40 - Why are you writing this book now? You’ve been an expert for several decades, why the timing for the book?  

42:00 - Do you have some examples of what you think you may have missed out on before you became bold? And is there an opportunity you’re proud of that you got after becoming bold?  

39:15 - We all know that person who’s bold but inauthentic. Others are bold but never really ask for a favor to be returned. Can you discuss the different levels of being bold and how to be your authentic self at the same time?  

58:00 - Knowing that you’re bold now, what are some goals you have for the future?  

1:01:30 - Boldness for parents and children may be the next evolution of the Superbold movement. What are some reasons for this?  

1:04:25 - What is your favorite movie and why?  

1:06:00 - How to make anybody you meet feel like the most important person ever.   

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   

Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized.   

I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!  

New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

This is an abbreviated version of the full podcast, also available here!

Today we’re talking to Adam Jason, who moved from the USA to Colombia to run a Coffee startup. He’s doing really well with his business and he’s here to talk about the changes he encountered moving his business from the USA to another Country. His company finds investors in the USA to contribute to his business in Colombia. How well is he doing, does he recommend it? Let’s find out!

What does ‘Private Equity’ mean? What about ‘Venture Capital?’ What does that mean, and why is it beneficial for US dollars to be invested in Colombia?

It seems like it’s easier to get in on an emerging or even dominant market in Colombia for far less money than attempting to do the same thing in the USA. Is it really that simple or are there hurdles that somebody in the USA may not have thought of?

What’s the risk of losing everything in this kind of investment? What can go wrong?

Is it hard to negotiate business as an obvious outsider to the country?

The USA Stock Market is riding an all-time high valuation. Are your investors people that are interested in getting in at the ground level in another country?

Are your investors accredited in the USA?

What does it look like staffing a farm in Colombia? What does hiring look like for you? What are the ‘boots on the ground’ dynamics?

What does the social and government structure look like in Colombia? What are the economics of that Country?

What are some other industries do you think are ripe for investment in South America?

How much did “The 2020 situation” accelerate globalization in investments?

What allowed you to see a future moving to another Country and investing there? So many people in the USA rely on getting and keeping that corporate job, what made you move away?

You mentioned that the minimum wage down there is US$250 per month, what does that mean for the cost of living? Do you save money on your day-to-day life by living in Colombia?

Many USA residents immediately think of the drug traffic market in Colombia. Have you noticed that industry creating a problem for you? Is it still affecting the economy there? How does it play a role?

What's next for your company? Do you plan to diversify outside of the coffee industry?  58:10 - You mentioned “Vertical Integration.” What does that mean?

Does being an English-first speaker hold you back from doing business in a primarily Spanish country?  1:07:40 - What are you looking forward to in 2022?

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.

This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]

Today we’re talking to Adam Jason, who moved from the USA to Colombia to run a Coffee startup. He’s doing really well with his business and he’s here to talk about the changes he encountered moving his business from the USA to another Country. His company finds investors in the USA to contribute to his business in Colombia. How well is he doing, does he recommend it? Let’s find out!  

4:25 - What does ‘Private Equity’ mean? What about ‘Venture Capital?’ What does that mean, and why is it beneficial for US dollars to be invested in Colombia?  

7:00 - It seems like it’s easier to get in on an emerging or even dominant market in Colombia for far less money than attempting to do the same thing in the USA. Is it really that simple or are there hurdles that somebody in the USA may not have thought of?  

9:35 - What’s the risk of losing everything in this kind of investment? What can go wrong?  

12:50 - Is it hard to negotiate business as an obvious outsider to the country?  

16:00 - The USA Stock Market is riding an all-time high valuation. Are your investors people that are interested in getting in at the ground level in another country?  

21:45 - Are your investors accredited in the USA?  

25:20 - What does it look like staffing a farm in Colombia? What does hiring look like for you? What are the ‘boots on the ground’ dynamics?  

30:17 - What does the social and government structure look like in Colombia? What are the economics of that Country?  

32:20 - What are some other industries do you think are ripe for investment in South America?  

36:30 - How much did “The 2020 situation” accelerate globalization in investments?  

38:50 - What allowed you to see a future moving to another Country and investing there? So many people in the USA rely on getting and keeping that corporate job, what made you move away?  

41:47 - You mentioned that the minimum wage down there is US$250 per month, what does that mean for the cost of living? Do you save money on your day-to-day life by living in Colombia?   

48:00 - Many USA residents immediately think of the drug traffic market in Colombia. Have you noticed that industry creating a problem for you? Is it still affecting the economy there? How does it play a role?  

51:30 - What's next for your company? Do you plan to diversify outside of the coffee industry?  58:10 - You mentioned “Vertical Integration.” What does that mean?  

1:04:05 - Does being an English-first speaker hold you back from doing business in a primarily Spanish country?  1:07:40 - What are you looking forward to in 2022? 

 ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  

This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]

This is an abbreviated version of the full podcast, which can also be found here!

Joining us today is Miguel Jurado. Miguel owns a Crossfit Gym and is an expert in health and fitness. He joins us today to talk about some easy tricks and tips to have a healthier life, especially for those of us over 40.

Miguel talks about his background in fitness and how it evolved over his life.

What do you think the biggest offender is when it comes to unhealthy eating?

What are 3 tips for avoiding food that’s not good for you when you’re eating out?

When I’m at restaurants, I love to eat the chips and salsa, the free bread, the peanuts, etc. Do you have any tips on how to avoid the freebies that are generally not good for you?

What does a 12 year fitness plan look like for your clients?

Talking about the difference between a bodybuilders workout routines, vs an office worker, vs somebody who’s not in shape.

How do you start improving quickly when you first start getting back into training?

Everybody says that when you do Crossfit, eventurally you’re going to get hurt. What are some tips for not overdoing it with Crossfit workouts?

In general, women in gyms seem to take direction much better than men do. What’s it like working out with your wife and making sure you both maintain your individual goals?

Let’s talk about accountability. Did you see it as much when you were doing Zoom training? Is it higher when you work in person? What makes the ‘you-first’ lifestyle succeed when it comes to accountability?

You need to earn everything you’re getting. A workout plan depends on you moving from step to step.

Breaking old habits is the hardest part.

It’s not going to be perfect. Life is never perfect.   Find Miguel on Instagram - coachmiguel_j Find Miguel on Facebook - Weight Loss & Fitness Secrets

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.

This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]

I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching.

ON WITH THE SHOW!!!  New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

Joining us today is Miguel Jurado. Miguel owns a Crossfit Gym and is an expert in health and fitness. He joins us today to talk about some easy tricks and tips to have a healthier life, especially for those of us over 40.   

1:25 - Miguel talks about his background in fitness and how it evolved over his life.   

9:00 - What do you think the biggest offender is when it comes to unhealthy eating?  

11:42 - What are 3 tips for avoiding food that’s not good for you when you’re eating out?  

16:50 - When I’m at restaurants, I love to eat the chips and salsa, the free bread, the peanuts, etc. Do you have any tips on how to avoid the freebies that are generally not good for you?  

19:02 - What does a 12 year fitness plan look like for your clients?    

23:50 - Talking about the difference between a bodybuilders workout routines, vs an office worker, vs somebody who’s not in shape.   

24:45 - How do you start improving quickly when you first start getting back into training?   

30:50 - Everybody says that when you do Crossfit, eventurally you’re going to get hurt. What are some tips for not overdoing it with Crossfit workouts?  

24:30 - In general, women in gyms seem to take direction much better than men do. What’s it like working out with your wife and making sure you both maintain your individual goals?  

36:05 - Let’s talk about accountability. Did you see it as much when you were doing Zoom training? Is it higher when you work in person? What makes the ‘you-first’ lifestyle succeed when it comes to accountability?  

39:30 - You need to earn everything you’re getting. A workout plan depends on you moving from step to step.   

42:45 - Breaking old habits is the hardest part.   

46:20 - It’s not going to be perfect. Life is never perfect.   Find Miguel on Instagram - coachmiguel_j Find Miguel on Facebook - Weight Loss & Fitness Secrets  

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  

This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  

I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. 

ON WITH THE SHOW!!!  New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

Welcome to part two of our interview with Adam Stock. Adam is a Certified Financial Planner and runs his company The Next Level Planning Group. Adam has put together a ‘List of Wisdom’ for our Podcast tonight and we’re really excited to share it, especially as 2021 comes to a close and resolution time is beginning  

Organizing your calendar. We have 3 resources in life…time, money, and energy. How do we utilize each one when they are the strongest? We have more of each of those things at different times in our life, so how do we leverage each one at the right time? “Your calendar is an expression of your priorities.”  

“When you say no to something, you are saying yes to something else.”  

“We don’t see things the way they are, we see things the way we are.”  

“When emotions are high, intelligence is low.” This quote comes from Jon Berghoff, who has worked with Scott in the past with many coaching projects. We also talk about the coaching of Julianna Raye, who is a mindfulness coach.   

“Connect, don’t correct.” This has to do with parenting.   

he problem with the phrase “No Problem.” We talk about better ways to say You’re Welcome.  

 How do you learn a lot about somebody in a short period of time? “What’s your favorite movie.”  

“If you’re going to bother thinking at all, think big.”  

How long after the 2000 crash did it take you to recover? What was the mental process?  

“Booby Trap yourself for success.”   

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   

Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!  

New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

Welcome to part two of our interview with Adam Stock. Adam is a Certified Financial Planner and runs his company The Next Level Planning Group. Adam has put together a ‘List of Wisdom’ for our Podcast tonight and we’re really excited to share it, especially as 2021 comes to a close and resolution time is beginning

Organizing your calendar. We have 3 resources in life…time, money, and energy. How do we utilize each one when they are the strongest? We have more of each of those things at different times in our life, so how do we leverage each one at the right time? “Your calendar is an expression of your priorities.”

“When you say no to something, you are saying yes to something else.”

“We don’t see things the way they are, we see things the way we are.”

“When emotions are high, intelligence is low.” This quote comes from Jon Berghoff, who has worked with Scott in the past with many coaching projects. We also talk about the coaching of Julianna Raye, who is a mindfulness coach.

“Connect, don’t correct.” This has to do with parenting.

he problem with the phrase “No Problem.” We talk about better ways to say You’re Welcome.

How do you learn a lot about somebody in a short period of time? “What’s your favorite movie.”

“If you’re going to bother thinking at all, think big.”

How long after the 2000 crash did it take you to recover? What was the mental process?

“Booby Trap yourself for success.”

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)

Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized.   I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!

New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!

Our guest with On The Edge Podcast today is Adam Stock. Adam is a Certified Financial Planner and runs his company The Next Level Planning Group. In one of the best conversations we’ve ever had on the Podcast, we cover a wide range of subjects from personality checks, financial checks, and trading checks, to annual planning and making the right decisions for your future. I urge anybody who is looking to make some changes in their life to give this one a serious listen.   

4:00 - Why is it important to be interested instead of interesting? So many people just love talking about themselves in a conversation, but something that might get you ahead in life is to be the one listening, asking questions, and learning about the people around you.   

9:10 - As far as investing, is it better to be constantly trading or to sit on a portfolio and let it play out in the long term? Is there a pro or con to either strategy?  

16:25 - What is inflation and why does it matter? Does it make a difference in your investments? How has the printing of money throughout the pandemic affected inflation rates in the last year?  

29:40 - Savings are up in the United States, which is great! Do you think it’s going to stay that way or is spending about to start up again now that we seem to be headed back into a process of normalization in the USA?  34:40 - You may be a very intelligent individual, but don’t try to outsmart the market.    

------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Recent Blue Belt in Brazilian Jiu-Jitsu.   This podcast is paid for and brought to you by.... by me, Scott Groves :-)   Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized.   

I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at [email protected]  I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. 

ON WITH THE SHOW!!!  New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!