On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss the economy, explain the downside of a large traditional retirement account, and hear from diligent savers who want to treat themselves to a Formula 1 race in Las Vegas.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz calculate the return of delaying Social Security, discuss the decision between monthly pensions payments and a lump sum, and look back on the 1987 crash.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss the different definitions of risk and look back on a "prediction" Paul made in a 2013 newsletter.

On this episode of "On the Money," Paul Ruedi, David Ruedi, and Dr. Fred Giertz discuss direct indexing, seeking extra yield on cash, revocable trusts, and the financial impact of a spouse passing away.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss concerns about Social Security benefit cuts, using AI to help with financial decisions, and Paul's experience advising clients during the 2008 financial crisis.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss the Fed, inflation, and why many people are concerned the stock market will drop.

On this episode of "On the Money," Paul Ruedi, Ryan Repko, and Dr. Fred Giertz discuss the SpaceX IPO and the history of revolutionary technologies.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss the impact of AI on investors and what percentage of their income people need to replace in retirement.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss rebalancing, how long it takes for a bear market to fully recover, and how to invest to fund short-term goals.

On this episode of "On the Money," Paul Ruedi, David Ruedi, Ryan Repko, and Dr. Fred Giertz discuss how families create generational wealth.