On Time On Target

In this episode, Steve explains both the advantages and disadvantages of using a Coverdell Education Savings Account to save and invest for college. The next episode will cover 529 plans. #otot ototnow.com

In this episode, Steve explains the various scenarios in which you should sell some or all of your position in a stock. While there is only one reason to buy--to make money--there are several reasons to sell. Listen in to find out! #otot ototnow.com

In this episode, Steve shows you how you can invest in real estate in your IRA or brokerage account. He presents two options for your consideration--real estate investment trusts and self-directed IRAs. These investments can be a lot more hands off than the hassles of physical real estate. #otot ototnow.com

Bitcoin is here to stay. I've been dismissive of it as an investment, but now that it's been around for years, I have to give it another look. I'm honored to host my expert guest, Mike Pozmantier, as he takes us through a comprehensive journey of Bitcoin from its earliest days to where it is leading us in the future. His critical expertise in cybersecurity and digital currencies provides insight as to the investment aspect of Bitcoin. We talk about Web 3.0, blockchain, distributed ledgers, the dark web and pretty much everything else. Enjoy!!!

In this episode, Steve explains the difference between trading and investing. These are two very different objectives, so be sure to listen in and to keep your risk levels on target! #otot ototnow.com

In this episode, Steve explains the process of rolling over a 401k/TSP into your individual retirement accounts (IRAs). With many steps, this can become quite tricky, so be sure to listen in! #otot ototnow.com

Entrepreneurs! Retirement accounts such as 401Ks are vital to saving for retirement, but what can you do if you are self-employed? In this episode, Steve explains how to set up and fund a Simplified Employee Pension (SEP) IRA, which small business owners can use to fund their retirements. This process can be tricky, so be sure to listen in! #otot ototnow.com

With interest rates at their lowest point in recent years, many homeowners are looking into refinancing their home. In this episode, Steve explains the major factors that affect whether or not a refinance is good for the homeowner, so be sure to listen in! #otot ototnow.com

I'll trade you a $20 bill for four $5 bills! In this episode, Steve explains how a stock split is nothing more than an accounting change, which consequently is often good for a stock in the long term. While not overly confusing, stock splits have many common misconceptions, so make sure to tune in to keep your knowledge of stock splits on target! #otot ototnow.com

Speculative investing can be fun and lucrative, or it can be disastrous if you don't do it correctly. In this episode, Steve explains the role of speculative positions in your portfolio and how to add them. Since these positions have a high degree of risk, make sure to tune in to ensure you're keeping your money on target! #otot ototnow.com