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A fintech business can grow fast, but growing efficiently is the real test. We sit down with Mark Waller, Managing Director of One Click Group Limited, for a clear update on how One Click Life is scaling as a financial life admin app for Australians. Mark walks us through the company’s FY2025 performance, including record revenue of $6.1 million and its first underlying EBITDA profit, and why that profitability milestone changes what’s possible when it comes to funding marketing and expanding the product suite.

We also get practical about the operating model: how One Click keeps fixed operating costs largely steady while the user base climbs, and how a shift toward organic growth channels is lowering user acquisition costs. Mark explains what’s driving engagement outside the traditional tax season, and why adding more services creates multiple paths to market instead of relying on a single product cycle. If you follow ASX fintech stocks, unit economics, or scalable software platforms, there’s plenty here to consider.

From there we explore product expansion across online tax returns, wills, insurance, lending, and the Little Money cash advance product, designed to meet year round demand for short term liquidity. We also unpack One Click Super, built and awaiting trustee approval, with a focus on helping younger users consolidate and manage superannuation in one place. To finish, Mark shares what success looks like through 2026 from both a shareholder and customer lens, and how automation and API integration help deliver a smoother experience at scale.

If you found value here, subscribe, share the episode with a mate, and leave a review. What would you most want to manage in one app: tax, super, or day to day cash flow?