Life can be uncomfortable. The car breaks down, our kids make a mess (only about 100 times a day),  we never seem to have enough time, money or satisfaction. The remedy? Do something hard!

In this episode, we talk about the Japanese concept of Ikigai, how we can derive meaning from being uncomfortable, challenging ourselves and discovering what we love. We talk about the many health benefits to ikigai, feeling okay with boredom and even the secret to life! It might have something to do with hard work 😉

If you haven't already, please leave a rating or review. It takes 2 minutes (a small inconvenience!) and it would really help keep this show going and reach more people. As always, you can send me an email at [email protected] or a DM on instagram @kaeliwood

Ikigai by Positive Psychology
Ikigai Nueroscience by Ness Labs
Ikigai: the Japanese Secret to a Long and Happy Life on Amazon

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If you've ever been so confused by investing that you've never wanted to start, this is the one episode you should listen to.  What do you do when you have a little extra money in the budget? Should you spend it all or put a little towards the future? In this episode I go through the steps of opening a taxable brokerage account and tell you my story of why that was so influential for our family 6 years ago.  We talk about picking a brokerage, picking a low cost index fund and automating your investments. It takes 15 minutes but it's a small price to pay for changing your financial future!

As always, please get in touch by leaving a rating or review, emailing me at [email protected], send me a DM on instagram @kaeliwood. Thanks! 😊

More about John Bogle of Vanguard

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Budgeting will change based on your goals, income, spending and saving. When you know there's a big expense coming up, like saving for a trip or down payment, I call that expectant budgeting. When there's not as much income coming in but you still have the discipline to stick to a budget (go you!) I call that a lean spending budget. And when you know that saving can be kicked up a notch to achieve a big goal, I call that a full savings budget. So let's figure out which one you're in!

We also discuss why budgeting is only part of the equation, and how we can keep our spending in check by remembering worldwide incomes. Spoiler alert, Norway has a pretty high average income.

Please get in touch by emailing me at [email protected], send me a DM @kaeliwood or leave a rating or review! Thanks!

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How do you make budgets fun? Sometimes budgeting can feel like a drag and budget burn out is a real threat to your financial future. But oftentimes we just need a quick refresh as to the who, what, when, where, why of budgeting to keep us on the budget bandwagon. In this episode we'll talk about 3 ways I've made budgets more fun. We talk about annual vs. monthly vs. daily budgets, why I don't expense every dollar, and some ideas for family fun budgets.

As always, feel free to reach out by leaving a rating or review, email me at [email protected] or send me a DM @kaeliwood on instagram. Thanks!

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Budgets can make anyone feel uncomfortable but they are one of the best tools to getting your spending under control. I'm here to tell you that budgets don't need to make you feel claustrophobic, but can actually give you more breathing space when it comes to your money! In this episode we'll discuss how to budget more effectively, 4 different budgeting methods, and why budgeting doesn't have to mean tracking every penny.

As always, please feel free to reach out by leaving a review, emailing me at [email protected] or send me a DM me on instagram @kaeliwood. I'd love to hear from you!

The 50/30/20 Rule
Zero Budgeting
Why We Spend More When We're Tired

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Tools can be helpful, powerful, dangerous - money is the same. But if you focus more on how to use the tool safely and effectively, you have less room to focus on how scary, or unknown something is.

Too often we seem to forget our plan. Or we don’t even make a plan in the first place. That's where money becomes overwhelming and we come at our finances from a place of stress.

In this episode we talk about Morgan Housel and Harold Pollack's advice about The Index Card, and how financial expertise can be boiled down to some concise, key points. The basic principles are to 1) Not pay someone else to use your money, and 2) save in the best way possible.

As always, please feel free to reach out to me at [email protected] or DM me on instagram @kaeliwood. I'd love to hear from you!

"The Index Card" Financial Advice by Harold Pollack, interview
Here's What to Do if Your Bad with Money by Ramit Sethi
The Index Card, book by Helaine Olen and Harold Pollack
A Financial Plan on an Index Card by Morgan Housel

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Ever had the thought that money is too intimidating to get started? That it's someone else's job or too complicated to understand? I used to think that too. This episode, I'll show you how using The Model from life coaching can apply to financial coaching too. It's a powerful tool to figure out why you might be thinking, feeling and acting the way that you do, and getting the results you have. We'll talk about what it might look like when you're "good with money", how those thoughts can get in the way of progressing financially, and which thoughts you can lean on instead. Join me next week as we tackle ways to be "good" with money!

As always, please feel free to reach out to me at [email protected] or DM me on instagram @kaeliwood. I'd love to hear from you!

What is the Self Coaching Model by Brooke Castillo

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How do you get your toddler or preschooler interested in money? Chances are, they already are! Most kids will consciously or unconsciously assume your attitudes and beliefs about money. This is your chance to help them learn great money management skills that will benefit them throughout their lives.

We'll talk about how to introduce your kids to money with piggy banks, cash registers and counting money, to how to increase their "patience muscles" with delayed gratification and the infamous Stanford marshmallow experiment, to allowance and how they can start "money thought work", not take things for granted, or shy away from conversations about inequality and ways to give. 

As always you can reach me at [email protected] or DM @kaeliwood with any money questions. Thanks!

How Many Cars are There in the World? Urban Guide (2018)
Stanford Marshmallow Experiment Wikipedia
15 Ways to Teach Kids About Money Ramsey Solutions

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Today I'll walk you through how to save on your mortgage payment by getting rid of pesky Private Mortgage Insurance (PMI). We'll talk about why banks use PMI, how it can affect your mortgage payments, and how to use home improvement projects to strategically increase the value of your home. So whether you own a home already or want to some day, I'll give you the tips we used to get in the door to our first home (spoiler - we didn't put 20% down) and how we've been able to drop PMI to decrease our spending.

As always, please reach out to [email protected] or DM me @kaeliwood. Or I'd love to hear from you in a rating or review!

Mortgage Payoff Calculator from example
What is PMI? by Consumer Finance

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Many times we're too afraid to set big goals because we're afraid to fail. We think everyone else must have an easier time than us and that we don't have the time, natural ability, resources, whatever to make our goals a reality. But I'm here to tell you that big goals are meant to encourage you – not discourage you – in your progress. The key is to judge whether a goal is right for you based on its achievability, challenge and enjoyment.

Here are some of the lessons I've learned training and running a marathon, half marathon and triathlon – and how the same lessons from these big goals apply to your financial goals!

I'm also excited to tell you about the Soaring Mothers Summit by my friend Jessica Jackson at the Thriving in Motherhood podcast. You can have free access to the summit when it airs Monday, September 19th and the option for the All Access Pass here. See you there!

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