Unlike other retail outlets that have blamed crime when closing stores, Cole Hardware owner Rick Karp says his family is closing its Ninth Street retail shop because it hasn't been profitable since the start of the pandemic thanks to online shopping and the loss of downtown foot traffic. But Brian Sheehy of Future Bars, which has just opened Dawn Club, its 13th bar in San Francisco, says these are good times for the hospitality business. They both join host Demian Bulwa to talk about the business climate downtown. | Unlimited Chronicle access: sfchronicle.com/pod

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