One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

As clients look to consolidate their assets and relationships, what roles do community banks and credit unions play? Can technology be leveraged in a thoughtful way to help these financial institutions create and extend a broader set of solutions to their communities? When smartphones become wallets, who will be there to help consumers establish good financial habits and attain more secure financial well-being for the long term? In this week’s One Vision, Theo chats with digital wealth pioneer Margaret Hartigan, on her experience as a financial advisor during the dotcom era to the financial crisis, her journey across the country and the past decade as a startup founder, and on the future of banking and wealth management. If you are curious about the role that fintechs, banks, and big techs will play in wealth management, this is a must-listen episode for you.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Healthcare costs in the U.S. are skyrocketing. According to a recent study, 66.5 percent of all bankruptcies were tied to medical issues — either because of high costs for care or time out of work. Nearly 4 in 10 Americans lack enough money to cover a $400 emergency expense, let alone thousands of dollars of unexpected medical bills. It is no wonder that the majority of Americans are behind on saving for retirement and we are hearing more stories of people that need others to crowdfund their retirement. In this episode of One Vision, Theo chats with Neeraj Mathur, Founder and CEO of Savings Oak, on retirement readiness and his personal mission to innovate for the 99 percent, so that they too can have a chance to invest and secure their future. 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

What is the responsibility of the financial services industry — and as a society — when it comes to sustainability? With almost $40 trillion in assets under management, is sustainable investing truly as green as we are led to believe? In this episode of One Vision, Theo chats with Hannah Duncan — the candid and powerful blogger of the year — on green gap and using technology for good. We are not all powerless, and we can do something to help change the trajectory of the future of the planet. After all, what’s more important than safeguarding our home? It’s beyond time to re-calibrate our risks and be the voice of the voiceless. It is our collective responsibility.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Much has been written about the myriad of payment methods for consumers in the past few years. But not enough has been done to help them manage the increasingly complex landscape of bill pay. Enter Cushion, a fintech company that acts as a one-stop shop for recurring expenses, giving consumers more visibility and control over their bills, including Buy Now, Pay Later. In this episode of One Vision, Theo and Barb chat with Paul Kesserwani, Founder and CEO of Cushion, on building new payment rails, fundraising, complexity of building a BNPL aggregator, and the future of AI and automation.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

While the metaverse and web3 are receiving less airtime compared to the likes of generative AI, the ecosystem is still thriving and rapidly evolving — especially after the Vision Pro announcement by Apple. But what exactly is the metaverse, beyond the hype, and why do we care? In this episode of One Vision, Theo chats with Chris Duffey, author of Decoding Metaverse, on the intersection of AI and creativity, the core principles of the metaverse, and the impact of such powerful technology on jobs and future of work. According to Chris, we are on the verge of the most significant expansion of societal and business potential in the history of humanity. So hang tight, and stay on for the ride! 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

While much has changed in fintech, we can all agree that more still needs to be done. As we pull back the curtain and reflect upon the fintech journey, what are the things we are most proud of? What are the most pressing matters waiting to be solved? Do we know who we are building for and why? In this episode of One Vision, Theo chats with Jas Shah, a fintech lifer and founder, on open banking, super apps, embedded finance, and AI. Not to worry — we will still need humans in the loop. And while you are at it, don’t forget to subscribe to Jas’ newsletter, Fintech R&R.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

AI is becoming a crucial part of our personal and professional lives. With increased adoption, the need to address data bias and privacy is more urgent than ever. In this episode of One Vision, Theo chats with Laura Kornhauser and Deniz Johnson from Stratyfy, on their journey from bias detection and mitigation, to driving greater financial inclusion and mitigating risks for financial institutions. There is always going to be bias in the data. The question is not so much so if the data is biased; but more so on how it is biased. It is not a set and done deal, according to Laura. Increasingly, regulators will require more transparency on how decisions are made by algorithms, control on how such such powerful technologies will be utilized — and ultimately, how individuals and small businesses will be impacted. Innovate responsibly: Do not run fast and break things.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of One Vision Arun and Max chat with Abdalla Amjalli and Dimitrios Chatzianagnostou from Outlier Ventures. Outlier ventures are one of the most versatile web3 investors. They also run several incubation and acceleration efforts to help web3 startups. Abdalla and Dimi describe the role of the firm in this space and how they help founders get the basics right while launching their web3 startup.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Every day as we navigate from one company to another, consuming one service to the next, we leave behind a long trail of digital exhaust. Do we know how our data travel and where to? Do we truly have control over our data and who can we entrust it with? In this episode of One Vision, Theo welcomes back Joe Toscano, author and international keynote speaker, on data, privacy, and compliance. As for the new tools such as AI chatbots? You can’t control AI hallucinations. But we must proceed with caution and always keep humans in the loop. 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Funding concerns and talent shortages, as well as geopolitical tensions and conflicts, have cast a shadow on our thriving, vibrant industry. Against the backdrop of these challenges and the cost of living crisis, what should we focus on and how do we move forward? Don’t miss this week’s One Vision, where Theo welcomes Raf De Kimpe, CEO of FinTech Week London, back to the show to talk about what to expect at the flagship conference — a meeting of the minds and hours of thoughtful conversations with some of the brightest in the industry. This is the FinTech Conference you’ve been waiting for. And it’s not to be missed!

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.