One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

Economic equality is a civil right. It should be as simple as that. Food - shelter - water. We all need the most basic necessities to survive.

But if we have learned one thing from the past few months (and we surely hope you have learned more than that), while we are all riding out the economic storm together, we are hardly riding in the same boat; some are relaxing in the yachts; others are clinging to the wood planks, fighting for survival. 

Winter is coming. Will we ever get out of the hole that we are in? How do we even begin to rebuild? 

Buckle up for this week’s One Vision episode with Scott Astrada, as Theo and Bradley dive in for some much needed soul searching.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

As we celebrate the 100th episode of One Vision, we traveled back in time to share some of our favorite moments of what was once called Rhetoriq, and celebrate the convergence of minds. Our cultures and upbringings couldn’t have been more different; yet we are joined together by a shared vision of purpose, and a belief that we can do well while doing good. We hope that the stories that our guests have shared can bring you inspiration, hope and a renewed sense of purpose.

Join Arun, Bradley, and Theo, for this 100th episode special.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

As the facets of financial services become increasingly cut apart, we must look for the biggest opportunities to serve more people. The promise of embedded banking is in the shifting focus of the financial services business model from the profitability of the banking provider to the long term financial wellness of the consumer and business provider. 

Will the rise of the superapp model and more deeply embedded banking usher in new levels of democratized access to financial services and further our quest toward full financial inclusion? In this episode of One Vision, Bradley and Theo talk about the changing nature of banking, and our relationship with money — from dollars and cents to the data behind the ones and zeroes.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

There is never a dull moment in the land of financial services. From Jane Fraser breaking the glass ceiling to become the first female CEO of a major Wall Street Bank, to Santander spinning out its corporate venture team and doubling the commitment to $400 million, the only constant in financial services is one of change. And change we must. At this past week’s FintechTalents North America conference, Scott Astrada from Affirm delivered an inspirational keynote on why the industry must change to reflect the changing face and the changing needs of America. 

On the 50th anniversary of Milton Friedman’s controversial free market manifesto, with our world facing one of our most severe economic challenges of modern times, there isn’t a more urgent moment than now - to refocus our attention on the well-being of ALL stakeholders. Tune in for another episode of One Vision, where Theo and Bradley talk about the week that was.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

When did the revolution start? How did a tiny little pocket device known as the iPhone upend the world of finance as we know it today? And where would we go next? 

In this episode of One Vision, Bradley and Theo sat down with Daniel P. Simon, the author of The Money Hackers: How a Group of Misfits Took on Wall Street and Changed Finance Forever to talk about his own personal journey, how he retold the stories of some of the major Fintech players for his book, and the next chapters of the story of Fintech.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

It has been difficult to think beyond just today, but we must. What has been happening in the fintech space, within venture capital, and within the broader financial services ecosystem? Surely more mergers and acquisitions, more devaluations of once high-riding unicorns, and rumors of neobanks demise to discuss, but at the heart of the topics of the last few weeks is the importance of the humans behind the headlines, and the more important context beyond the business that we’re in. Please join us in this moving discussion about what is keeping us all up at night, and what we expect for tomorrow. 

In this episode of One Vision, Arun, Theo and Bradley chat about the context of news during this ongoing pandemic and on the importance of humanity remaining at the heart of everything we do. The future may very well depend on it.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

While we all make personal connections during our lifetimes, the truth is that we are all connected in ways often unseen. Everything we see, everything we feel, everything that will be — it comes from something created before us. Our communities are like this too, connected by the individuals, families, and small businesses and business models that have built up our society, our economic systems, our values, and our beliefs. 

Everything in life is a series of connected systems.  

In this episode of One Vision, Theo and Bradley chat with our good friend, Paul Loberman, a veteran digital banking executive whose time at Abbey Bank, Santander, and HSBC has taught him much about connections. We talk with Paul about the evolution in serving the needs of small businesses, the banking industry post pandemic, and building back better.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

How do you measure the wealth of a society? By physical and tangible assets or how we care for one another? How we ensure no one is left behind in the digital era speaks volumes about our values. Technology, when implemented thoughtfully — can unite rather than divide, can enable aspirations rather than trigger divides, and can deliver upon dreams rather than dash them. Purpose should not be an afterthought — it should, and must be — part of every community’s DNA.

In this episode of One Vision, Theo and Bradley chat with Heidi Culbertson, CEO/Founder of Marvee, and a leader in Voice technology on the importance of inclusive design and how you can do well while doing good.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

There are many ways to create meaningful impact. Some choose to start their own endeavour, attempting to change the existing paradigm from the outside. Others choose an often more arduous route to create change from within. Regardless of which path you take, the journey can be treacherous and full of surprises. The best stories often come from those who have chosen to embark on multiple expeditions — and lived to tell us their tales. 

In this episode of One Vision, Bradley and Theo chat with Drew Graham, Director of Digital Strategy at Barclays, as he walks us through his journey into the heart of darkness as he nudges the industry toward the arc of the common good.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

The Supplemental Nutrition Assistance Program (also known as SNAP) provides important nutritional support for low-income individuals and households within the U.S. In 2018, the program helped 40 million low-income Americans afford a nutritionally adequate diet in a typical month. But the impact of COVID-19 on low income families cannot be understated. With substantial unemployment, many are concerned with the stability of their housing, or the ability to put food on the table. 

Tune in for an inspirational episode of One Vision, where Theo and Bradley chat with Jimmy Chen, the founder and CEO of Propel, about his startup journey, how Propel helped make this critical safety net program more user-friendly while improving consumer financial health, and how Project 100 became the most ambitious private direct payments initiative during the COVID-19 pandemic.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.