One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

In the age of algorithms, how can we leverage data to truly engage with our customers and provide real value for them, be there at the right place, at the right time? How do financial institutions differentiate themselves beyond convenience? Technology has always been a means to an end - it is built by people, and made for people. Just as how modern technology companies have made it frictionless to spend money - we must innovate and leverage technology to re-shape the future - where people can have the opportunity to build wealth and attain long term financial security, regardless of where they come from, and regardless of their demographics and social circles.

Join Theo and Bradley for a new episode of One Vision, as they chat with Alex Johnson, Marketing Director of FICO, on how we can create a better financial future for all.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Many Fintechs have emerged across the globe over the past two decades - from the U.S., U.K., and Africa, to China, India, Southeast Asia and beyond. From personal finance to payments; from banking infrastructure to fraud, scores of fintech startups have upended the previously slow moving world of financial services, changed consumer expectations, and challenged incumbents to move beyond the status quo. 

If you were to pick the two most impactful fintech companies, which ones would they be?

Would it be the humble ATM machine and Diners Club, the first widely used charge card? Or would it be Ant Financial, the world’s most valuable fintech startup and Tencent, which have completely changed the payment habits of the country with over 1.3 billion people - rendering it essentially cashless in less than two decades? And no fintech story is complete without mentioning PayPal, one of the earliest fintech startups and one of the most well-known digital wallets.

Join us for this week’s episode of One Vision, where Arun, Bradley, and Theo talk about fintech past, present, and future, and the fintech startups that have shaped the industry.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

As the digital age prospers, consumers increasingly turn to the Internet for information. While digital media provides readers with more personalized content, with social media overtaking TV and newspapers as a source for news, we run the risk of being trapped inside echo chambers where our existing viewpoints are reinforced. Where once the ability to broadcast was a privilege reserved for the few, individual contributors now have the power at their fingertips to connect directly to their audience and disseminate information instantaneously around the clock, across physical boundaries and cultures. 

From regional to national papers, press ownership is now concentrated in the hands of a few conglomerates. What is the truth? What role does the press play in the age of instant gratification and fake news?

Tune in for a new episode of One Vision, as Theo and Brad chat with Penny Crosman, a well-respected figure in the financial services space, and the executive editor, technology, at American Banker.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

The future of payments is as clear as disappearing ink. As each region embraces ubiquitous and embedded payments through superapps, QR codes, NFC, wearables, and voice, the rise of card-not-present and card-on-file payments only increases. Banks, retailers and consumers must further optimize activities that could potentially disrupt their ability to transact, whether through online or mobile commerce, or setting up recurring subscriptions like Netflix and Amazon Prime. What challenges does this create for the payment ecosystem?

By 2023, retailers could lose $130 billion in revenue on fraudulent card-not-present transactions. What does it mean for our user experience if payments break, and consumers abandon virtual shopping carts, or invisible spending gets out of control? Learn more about where payments are headed in this week’s episode of One Vision where Theo and Bradley talk to Michele Tivey, Co-Founder and CEO at Payometry.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

1600 private jets descended upon the beautiful ski resort of Switzerland, as the world’s elites gathered for the 50th World Economic Forum. Plenty of pledges were made to address some of our most pressing challenges, from sustainability, stakeholder capitalism, to gender equality, and the future of work. 

While Greta Thunberg was calling out the dire consequences of the world’s inaction on climate change, another world leader was challenging her message of “doom.” While historian Yuval Harari was sounding out the warning on the threats facing humanity in the 21st century, Google CEO Sundar Pichai reminded us of the upside potential to use technology for good. Elsewhere, Germany's Chancellor, Angela Merkel, gave a special address to the forum attendees, calling out the polarization of our societies and the perils of echo chambers.

Does it really take a college degree in economics to see that what we are doing might not be best for the planet that we call home?

Will what happens in Davos literally stay in Davos? Or is there hope for real impact and action from the world’s most powerful and richest? Join Arun, Bradley, and Theo on a new episode of One Vision, as we share our optimism and skepticism on #WEF2020.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Many companies use social channels to push their campaigns. But to be truly successful and effective requires more than broadcasting. It requires an engaged online community and a thoughtful content strategy. Above all, it needs enthusiastic team members - since they are the true voice of your brand. Relationships still matter, and this is especially true for conversations carried out on digital platforms.

In this new episode of One Voice, as Theo and Bradley chat with Danielle Guzman, Global Head of Media & Content at Mercer, a thought leader, and an influential voice on social media known for her authenticity. Tune in for an inspirational discussion on using technology to enable human conversations.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

For the first time ever, there are now more people on Earth over the age of 65 than there are under the age of five, a result of increased longevity coupled with declining birth rates. In the U.S. alone, 20 percent of American adults will be 65 and older by 2030.

How prepared is society to cater to the financial needs of the fastest growing demographic?

In this episode of One Voice, Bradley and Theo chat with Liz Loewy, co-founder and COO of EverSafe, a fintech company that monitors the financial health of older adults and families for fraud, identity theft, and age-related issues. While much of the technology innovation tends to focus on younger generations, Liz made the case that there is a big opportunity in safeguarding the assets and financial well-being of those who are older.

After all, technology should be age-agnostic too.

And we can’t agree more.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Today we launch the first episode of our rebranded podcast 'One Vision'. One Vision is the convergence of views and dreams of the global innovation community that yearns for a sustainable future. A future that looks greener and truly egalitarian.

We live in times where everything we do needs to be thought through in terms of their implications on the planet we call our home. We live in times where the world is truly global, yet there is a lot of work to be done to ensure equal opportunities for all. We live in times where innovation can speed up the process of getting to a sustainable future for all of us, and for the planet. One Vision is a forum that will discuss all these aspects and explore opportunities for us to do better for the sake of humanity.

We will bring to you stories across the world that align with our thesis, our dream and our views on an inclusive world and a future. In today's episode, Theo, Brad and Arun discuss their vision for this podcast and how it aligns with their ambitions.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

As we rolled out the previous episode discussing what we think lies ahead on Fintech landscape, we saw several ask from people on what they would like to see as well. So, Theo kickstarted a Twitter crowdsourcing attempt to get a Fintech wishlist. We then spent sometime discussing that on this week's podcast.

We start with Diversity as that was the biggest ask from Twitteratis. For instance, despite efforts across the ecosystem, we still see a massive difference in funding for women led startups. This is something we should see addressed soon.

The other key ask was sustainable finance. We had highlighted this as a key area that would start seeing more and more focus in the last episode. Since then we have seen some big news with Mastercard investing into Doconomy and other climate conscious efforts from Fintechs.

Fintech education was one key ask from the crowd. Theo and Brad feel there is a strong case for a proper course, where as Arun felt that with the quality of online content on Fintech, we only need Fintech education for specialists. These and more in today's episode.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

As 2020 approaches, what would you see in the world of financial services? How will China’s influence play out in Asia and beyond? What is the next evolution of challenger banks and super apps and will fintech finally move beyond payments? Can big societal challenges such as sustainability and the climate crisis finally make meaningful strides in how and where we invest? In this episode, Arun, Theo, and Bradley make their own predictions on what may make 2020 eventful – or not.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.