One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

In this episode of Blockchain and Financial Inclusion, Christian Heyner, President of 1Bank4All joins Efi Pylarinou and Arun Krishnakumar. Christian has decades of experience in financial services, and has several years of experience in sustainable and green investing.

Christian discusses the launch of the Green bond, that his team is planning to launch with the Luxembourg exchange. He elaborates on the investment thesis of the bond, and how institutional investors would benefit by participating in the bond offering.

The discussion moves on to the strategy that Christian's team have for the expansion of 1Bank4All. He also explains how he plans to use Blockchain alongside his core banking capabilities at 1Bank4All.

He also discusses his plans to providing banking services to the unbanked, and how his business model has been tweaked to serve the bottom of the pyramid.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

How can Blockchain help the global workforce? Sergei Sergienko, CEO of Chronobank joins Efi Pylarinou and Arun Krishnakumar for this episode of Blockchain and Financial Inclusion. 

With his background in the recruitment industry, Sergei and his team at Chronobank, based out of Australia, have created a Blockchain based ecosystem for the workforce. Sergei shares the reasons that inspired him to start Chronobank and why he is convinced Blockchain would help him scale his business globally.

Sergei explains why he thinks it would be an excellent use case for stable coins, and how the token valuation would be driven in and across different economies. We discuss Chronobank's emerging markets strategy and the reasons on why they are best suited for the developing world.

We touch upon Universal Basic Income and how/if Chronobank can help drive the concept to reality. We close the discussion with Sergei's plan for Chronobank's launch, and his preferences between the Northern and the Southern Hemisphere.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

AI and Blockchain - the killer combo. Mark Van Rijmenam founder at Datafloq, joins us for an exciting episode discussing trends in AI and Blockchain. Efi and Arun host this episode, where they discuss Mark's explorations across the globe.

Mark is also a keynote speaker, a global citizen by his own admission, and is the Author of the book "Blockchain: Transforming Your Business and Our World". Mark also talks about his Doctoral research on how AI, Big Data and Blockchain can help businesses.

The discussion then moves onto Silicon Valley and the monopoly of the big tech giants in the AI space, and how Blockchain is benefiting from hubs such as Crypto Valley, Estonia, and Gibraltar.

We finally touch upon Mark's travels in Dubai, and how the government in Dubai are trying to evangelise governance using Blockchain, and his thoughts on if Europe can really be the Global hub of Blockchain based innovation. 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

To regulate or not to regulate? The answer to that, when it comes to Blockchain and Cryptocurrency is pretty clear. The answer is Yes. How soon, how much and by who is not that clear.

In this episode, Arun and Efi talk to Dr.Jane Thomason, the CEO of Blockchain Quantum Impact. Earlier this year, Jane was named one of the "Top 10 Digital Frontier Women" in the emerging blockchain and digital assets market by the Decade Of Women Collaboratory for her efforts to promote Blockchain for Social Impact

Jane shares her experience on the projects she is involved in Asia. While the conversation starts to explore Blockchain projects in Asia and their social impact, it soon moves into topics around regulations. Jane was at the OECD Blockchain Policy Forum, earlier this year, and she shares her thoughts on what the mood was around regulating Blockchain.

Jane highlights the need for Blockchain education amongst public and government organisations, which will eventually help achieve impact at scale.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Is Africa the world's last mile? 

In this episode Arun and Efi explore the African continent and opportunities for financial inclusion with Chi Nnadi, CEO at Sela Labs and Anton Mozgovoy, CTO at Humaniq.

In this episode Chi brings his views on how Blockchain can help the culturally decentralised Nigerian economy. We discuss the challenges that the biggest African nation has culturally, politically and economically have and how Blockchain can help.

Anton brings his first hand experience in bringing financial inclusion to 500,000 African consumers. He discusses, what works and what doesn't and the trends he has noticed in Humaniq's growth within Africa.

Towards the end, we have an interesting Rapid fire round where Chi describes his coffee preferences - don't miss that one.

With inspiring entrepreneurs like Chi and Anton, Africa feels like an opportunity where leap frog moments could happen almost every day. 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to David Henderson, Co-Founder and CFO at Sweetbridge. David talks about how at Sweetbridge, they are taking on the monster challenge of adding efficiencies to trade finance using Blockchain technology. Blockchain technology can be used to provide trade finance for merchants across the world. 

Assets on the Blockchain can provide an easy way to collateralised financing for an otherwise inefficient value chain. He shares insights on how small and medium enterprises across the world are currently struggling to receive trade finance, and ways in which Blockchain can help the status quo. Hear from David on his experience with merchants from Vietnam to Venezuela, and his views on money laundering using this technology. 

During the conversation with us, David shares how Blockchain enabled businesses evolve from being brittle, inflexible Industrial-era economies to new, flexible digital-era economies through gradual transformation with minimal disruption.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Arman Rousta, CEO of Kidcoin. Kidcoin facilitates multi-currency earning, saving, spending and giving amongst family, friends, sponsors and trusted merchants – improving financial literacy from cradle to college.

Arman describes how it is critical for kids to understand the concept of value at an early stage. He talks about his journey post university when he lacked the understanding of basic financial understanding. Kidcoin was a result of his life journey, through which he aspires to bring financial education to kids. 

He describes how it takes a village to raise a kid, and that is exactly what they are doing at kidcoin - help raise a financially aware child.

Listen in, to hear his views on everything from the features of Kidcoin, his views on Blockchain and his plans for Kidcoin.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Monique Morrow. Monique is the Co-founder and President of the Humanized Internet, a non-profit organization focused on providing digital identity for those individuals most underserved. She focuses on leveraging blockchain as a potential mechanism for this billion people challenge.

Monique was without a doubt the most energetic guest we have had on our podcast so far. Through this episode she highlights the importance of using the technology effectively and getting the right narrative across, so that it resonates with the common man. Most of us within the Blockchain community have had the curse of knowledge. Monique and Efi highlight how important it is keep the excitement around the technical details on hold and focus on the life changing moments that it can effect.

It was wonderful to hear Monique's views on the gender diversity (or the lack of it) in the Blockchain world, and what the ecosystem can do better about it.

Tune in to hear about Monique's experience with public organisations like the UN  and her work with refugees in Jordan through Blockchain.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

In the third episode of Rhetoriq podcast focused on Blockchain and Financial Inclusion, Arun and Efi speak to Rik Willard of the Agentic Group. 

Rik is a digital pioneer and thought leader focused on the emerging "Internet of Value"​, where the convergence of payments, security, financial inclusion, and the Internet of Things will greatly influence critical aspects of global business and personal value in the near- and long-term. Just as money drives business today, new forms of value will begin to take shape based on emerging digital economies, significantly altering our definitions of value to better suit our interconnected world.

In this episode of Rhetoriq podcast, Rik shares his views on how mass adoption of Blockchain is a technosocial challenge. He elaborates on his journey and how his involvement in the Blockchain world led him to setting up the Agentic group. It was  fascinating hearing him describe how this paradigm had the potential to transform a community to an ecosystem to an economy of value exchange.

Rik is not only an early adopter of this technology, but is also involved in several emerging markets projects across Latin America, Africa and South East Asia. Listen in to find how Rik and his team at Agentic help Financial Inclusion projects across the world.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Agree, the title gives it all away. Today Arun Krishnakumar and Efi Pylarinou talk to Lisa Nestor at Stellar Development Foundation. Stellar, based out of San Francisco, have been expanding their presence across the world quite significantly. They were recently one of the top 5 cryptos in terms of market capitalisation.

Lisa is the director of partnerships at the Stellar Development Foundation. She has had a lot of emerging markets experience in both Africa and India and has seen the on-the-ground challenges of providing financial services to consumers in those regions. 

In today's episode, Lisa shares with us Stellar's work with IBM, and how the partnership is growing. She feels that it is critical for them to be collaborating with incumbent financial services firms to bring about financial inclusion, rather than creating a whole new world of financial services.

She gives us a view of her experiences in India, and the microfinance work she did out of Chennai, and clarifies her views on why its important to have horses for courses when it comes to Ethereum vs Stellar. 

She also shares her adventures with South Indian food and coffee. Don't miss it!!

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.