OneOp Personal Finance Money Moment

o make the most of your pregnancy and the upcoming arrival of your baby, it is a good idea to make financial preparations your top priority. In this episode, we discuss financial considerations that you should keep in mind while preparing for the baby’s arrival. Continue Reading Money Moment: Preparing Financially for a Baby

The convenience of online or cybershopping has a lot of appeal. Last year, consumers spent over $300 billion online, compared to $226 billion in 2012. As more and more purchases are made online these days, it’s important to know how to score the best deals. Today we discuss tips to save money when cybershopping! Continue Reading Money Moment: Cybershopping Saving Strategies

Today's marketplace of goods and services recognizes the high value that individuals place on time, understanding that consumers will often pay more for convenience. Have you ever stopped to think about what you may be sacrificing in terms of cost, quality, or taste to save a few extra minutes? Continue Reading Money Moment: The Price of Convenience

It is important to realize that Christmas is not the only expensive holiday in the next three months. Halloween ranks as the third most expensive holiday following Christmas and Valentine’s Day. This may be a surprise, since typically the holiday does not involve large gift giving or family events. There is no doubt that the Christmas holiday tends to be the biggest budget buster. Nonetheless, the prices of Halloween costumes, candy, and decorations do add up Continue Reading Money Moment: Holiday Shopping on a Budget

When finances are tight, date nights may seem like more of a luxury than a necessity. Couples may find themselves eliminating their weekly or monthly date nights from the family budget to focus on children or other household expenses. However, taking care of your relationship by spending time with your spouse should be a top priority. Continue Reading Money Moment: Date Night on a Budget

Do you ever wonder how someone can save that much at the grocery store? Although most of us will not be able to reduce our grocery bill to a few dollars, there are a few simple couponing strategies that we can use to stretch our grocery dollars. Continue Reading Money Moment: Stretching Your Grocery Dollar

Many people are aware that their credit score is important, but they really do not understand how it is calculated or how to build a strong credit score. There are several different types of credit scores. One of the most commonly used type of credit score by financial lenders is the FICO score. In this episode, I am primarily referring to the FICO score during the credit score discussion. Continue Reading Money Moment: Credit Scores and Credit Reports

We live in a fast-paced society and at the end of a long day it can be all too easy to make a habit of grabbing food to go. Remember that your children are watching the everyday choices the adults in their lives make. If Mom and Dad frequent the drive through, the children might think it’s a healthy habit too. Continue Reading Money Moment: Money Saving Tips While on the Go

Buying in bulk can save you and your family valuable money. However, when done incorrectly, bulk buying has the potential to cost you money. Buying in bulk requires careful planning and budgeting to guarantee that you are getting the best savings while also avoiding waste. Continue Reading Money Moment: Buying in Bulk

You can reduce your back-to-school stress and expenses by developing a budget prior to heading out to your local retailer, just as you would for holiday shopping. Planning in advance gives you time to shop for specific items you need at the right price. Continue Reading Money Moment: Back to School Savings